Accidental Death Insurance

EMA AcciProtect AD&D (Accidental Death & Dismemberment) Review

Today, we’re going to review the EMA AcciProtect AD&D insurance. It’s an accidental death and dismemberment policy. It’ll pay your beneficiaries if you die resulting from an accident. Or it’ll pay you some or all of the benefits if you lose specific limbs or senses. It’s an extra policy that you can get through EMA…
Read More
Lloyds of London High Limit AD&D Insurance

Lloyd’s of London High Limit Accident Insurance Review

This review covers high-limit accident insurance from Lloyd’s of London. We will dive into the details of coverage options for exceptional situations, pros & cons, the financial strength of the insurer, and what makes this policy different from traditional life insurance. For more generalized information on accidental death and dismemberment policies, read this article. Quick…
Read More
should I get supplemental life insurance or supplemental AD&D?

Supplemental Life Insurance vs. AD&D – Which is Better?

We covered a lot of ground in our main article on accidental death insurance versus life insurance. Reading that will give you the basics.  Here we’ll compare supplemental life insurance vs. AD&D. These are slightly different in that we’re assuming you already have a life insurance policy. We will examine getting supplemental policies on top…
Read More
what is voluntary accidental death and dismemberment

What is Voluntary AD&D (Accidental Death & Dismemberment)?

This article covers what a voluntary AD&D policy is, how it’s different from traditional accidental death insurance, subtypes of policies, differences vs workers comp, pros & cons, and, finally, whether or not it’s a good idea.  For a comprehensive article on traditional accidental death and dismemberment insurance, click here. Okay, let’s go.  Quick Summary Employers…
Read More
accidental death vs life insurance

AD&D vs. Life Insurance – Differences & How to Pick

People often call in asking about choosing between accidental death and dismemberment insurance and life insurance. The significantly lower cost of an AD&D policy vs. life insurance causes confusion, particularly for younger people and new parents, which offers more value for the money.  In this article, we’re going to cover what both policy types pay…
Read More

Assurity Accidental Death Insurance Plus Review

We’re reviewing Assurity Life Insurance Company’s newest accidental death policy – Accidental Death Insurance Plus.  Here’s the thing we love about this. The application can be completed 100% online and you don’t need to talk to an agent (unless you want to). Sometimes it seems like the barriers to getting things done (like getting your…
Read More
assurity acci-flex accidental death review

Acci-Flex Accidental Death Review – Assurity

We’re going to cover the Acci-Flex Accidental Death Insurance policy from Assurity Life Insurance Company. In our continuing effort to keep up-to-date accidental death policy reviews, this is slowly being replaced by the new Accidental Death Insurance Plus policy, which will be able to accept applications through Assurity’s website. This policy is still available in…
Read More
accidental death insurance

Accidental Death Insurance (The 5 Absolute Best Policies)

Accidental Death Insurance is a low-cost alternative to life insurance. It is a way for people who might otherwise be declined or worry about being rejected for traditional life insurance. Keep in mind there are a handful of life insurance policies which will approve anyone. Accidental death insurance policies are also a cost-effective means to…
Read More