Choosing an annuity vs. a certificate of deposit

Why Choose an Annuity vs. a CD?

Annuities and certificates of deposit often end up in the list of suggestions for low-risk retirement income streams. The reasons for choosing an annuity vs. a CD vary depending on your financial goals, and in rare cases, a CD might make more sense.  Quick Overview Annuities work similarly to Certificates of Deposit (CDs), but they…
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401(k) rollover retirement

Maximize Your Retirement with a 401(k) Rollover

When you leave your job, why would you want to leave your retirement savings with your previous employer? A 401(k) rollover allows you to transfer your existing retirement account into another retirement account. Plus, you avoid the government hitting you with extra taxes and withdrawal penalties.  If you are starting a new job, you could…
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annuities, the definitive guide

Annuities: The Definitive Guide

You often see commercials explain annuities as retirement strategies to never outlive your money. Annuities are a strategy to get regular, stable payments at a later time. What is an annuity? What is an annuitant? Quick summary Types of annuities Pros and cons Why retirement planners love annuities Reasons people buy Reasons people pass Who…
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