Life Insurance FAQs

life insurance for special needs child

Life Insurance for Special Needs Children – How to Give After You’re Gone

​Life insurance for special needs children can be an essential part of their future planning. There are even ways to ensure that a life insurance policy can provide for them. Because the money that comes from a life insurance claim is typically non-taxable, you can provide for your special needs child even after you’re gone… Read More →

medical information bureau MIB group

What is the Medical Information Bureau & How Does It Help?

The medical information bureau is a little-known part of the life insurance application process. Some consumers become alarmed when they find out they’re signing their personal information away to a 3rd party.What is the Medical Information Bureau (MIB Group)?The Medical Information Bureau and the MIB Group are the same thing. The MIB Group is a.. Read More →

life insurance for retired parents

Buying Life Insurance for Parents (Complete Guide)

One important question that every American needs to ask their parents is “do you have life insurance?” Whether you are considering life insurance for parents or not, knowing is part of a good estate plan. This is an awkward question to ask your parents, but your parents might have debts, medical bills, or no savings.. Read More →

genetic testing and life insurance

Genetic Testing and Life Insurance (Everything You Need to Know)

There have recently been some big headlines about people who were denied life insurance coverage because of their genetic testing results. Which leads to a lot of questions about discrimination in genetic testing and life insurance. This is because some (but not all) life insurance companies are specifically asking people whether they have been genetically.. Read More →

declined for life insurance

Declined for Life Insurance? – You Have Options

Have you been declined for life insurance before? Do you worry that a company might deny you coverage in the future for a pre-existing condition? Many Americans have a serious medical condition, a severe mental disorder, or are permanently disabled. Others have a family history of illness or work in dangerous occupations. Underwriters often decline.. Read More →

types of life insurance policies

Types of Life Insurance: Which is Best for You?

What type of life insurance gives you and your family the most peace of mind should the unthinkable happen? There are so many different life insurance products on the market that it can get overwhelming in the first stages of research. That’s why we’re here to offer guidance. If you’ve ever turned on the TV.. Read More →

Term or permanent life insurance

Is Term Life or Permanent Life Insurance Better for You?

Should you buy Term Life or Permanent Life Insurance? This is one of the first questions someone asks us. Men and women looking to protect their families face this dilemma every day. Let’s examine the various life insurance products available to help you choose which type of life insurance is best for your particular needs… Read More →

Medical conditions and life insurance ratings

How Life Insurance Ratings Affect the Price of Life Insurance

Most people are confused by how a life insurance company will rate a person. It’s often a dilemma for those who are applying for a life insurance policy because they are not sure how much they will end up paying. There are many people with medical conditions who are afraid to apply for fear of.. Read More →

same sex couples life insurance

Life Insurance for Same Sex Couples

The most important way for a same sex couple to financially protect their spouse and their children is through life insurance. Currently, there are 17 states that allow same sex marriage in the U.S. and that number is likely to improve over time. But, if you are a gay couple and are considering using life.. Read More →