A convenient way to extend your life insurance coverage without taking an exam!
As responsibilities and priorities change, many clients begin to realize they are under-insured. In fact, 50% of U.S. households claim that they need more life insurance.1 For a limited time, MetLife has a program that can help.
Offering additional insurance coverage with limited underwriting, MetLife Class Match SM may be able to issue a new policy matching a client’s inforce policy’s underwriting class and face amount, up to $1.5 million.2 Even better, MetLife Class Match issues the policy:
- In days, not weeks
- With no new lab work required
- With no paramed exam3
Hurry, because this program is only available until December 31st, 2015. Who is eligible:
- Age 18 to 65
- 18 to 60: $1.5 million face limit
- 61 to 65: $1 million face limit
- Applying for any permanent, single-life policy
- Standard or better (including smokers) 2
- Must have an existing inforce policy, issued by an approved life insurance company (see below), for at least six months and no more than five years.
Approved Life Insurance Companies:
Lincoln Benefit Life Company American General Life Insurance Company Old Line Life Insurance Company
U.S. Life Insurance Company of New York Aviva (Now Accorida Life and Annuity Company) Aviva Life & Annuity Company of New York AXA Equitable Life Insurance Company MONY Life Insurance Company of America Banner Life Insurance Company William Penn Life Insurance Company of New York Genworth Life Insurance Company Genworth Life Insurance Company of New York
GE Capital Life Insurance Company Hartford Life and Annuity Insurance Company Liberty Life Manulife Insurance Company John Hancock Life Insurance Company
john Hancock Life Insurance Company of New York
Metropolitan Life Insurance Company
MetLife Investors USA Insurance Company
MetLife Insurance Company USA
First MetLife Investors Midland National Life Insurance Company Minnesota Life Insurance Company Securian Life Insurance Company The Guardian Life Insurance Company of America Lincoln National Life Insurance Company Lincoln Life & Annuity Company of New York Massachusetts Mutual Life Insurance Company
Principal Life Insurance Company Protective Life Insurance Company Protective Life & Annuity Company
Chase Insurance Life & Annuity Company
Federal Kemper Life Assurance Company
Zurich Kemper Life Insurance Company Prudential Life Insurance Company Company Pruco Life Insurance Company of New Jersey
Pruco Life Insurance Company State Farm Life Insurance Company Symetra Life Insurance Company First Symetra National Life Insurance Company of New York Thrivent Financial Transamerica Life Insurance Company Transamerica Financial Life Insurance Company Union Central Life Insurance Company West Coast LifeWestern Reserve Life Assurance Company New York Life Insurance Company Penn Mutual Life Insurance Company Voya Financial ReliaStar Life Insurance Company of New York
Security Life of Denver
Only polices issued Preferred rating classification or better are eligible from these carriers:
Security Life of Denver
How it works:
- Client applies over the phone
- MetLife receives complete documentation (including in-force policy data page to show underwriting class)
- Clean Medical Supplement (no major changes in health since taking out initial policy), MIB, Motor Vehicle Report, and Rx Inquiry
- Policy is approved at original underwriting class
- You have extended coverage beyond your initial term with no exam before January 2016!
To take advantage of this opportunity, please call us at 888-905-0333 or email us.
1 According to LIMRA’s 2014 Barometer Study. 2 Existing inforce policy must have been issued standard or better by an approved carrier (including MetLife) for at least six months and no more than five years. $1.5 M face amount is only for ages 18-60. From ages 61 to 65 the limit is $1M. 3 These or other underwriting requirements may be necessary, particularly if there is a change in health, avocation or occupation. Clean Medical Supplement, prescription inquiry, and Medical Information Bureau and Motor Vehicle Reports are required. Applicants are not guaranteed a match of their existing underwriting class rating. The Class Match program is subject to change