Long Term Care Insurance

Long term care insurance helps cover the high costs of extended medical care, including nursing homes, assisted living, and in-home care. As healthcare expenses continue to rise, having the right coverage ensures you or your loved ones receive quality care without depleting savings.

Learn how LTC insurance works, what it covers, and how to choose the best policy to protect your financial future.

➡ Explore expert insights on long-term care insurance benefits, costs, and policy options to secure your future.

New to Long Term Care Insurance? Read this first.
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Long Term Care Insurance

Protect your Assets with Long Term Care Insurance Long Term Care (LTC) represents one of the greatest risks to your financial future. At least 70% of people over the age of 65 will require LTC services at some point in their life. The average stay in a LTC facility is 3 years at a cost…
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Asset-Based Long Term Care: Protect Your Assets and Secure Your Future

Long-term care expenses are rising faster than most retirees anticipate, especially when it comes to home health care. With rates often ranging from $30 to $40 an hour, the cost of having help at home just eight hours a day, seven days a week can easily reach $10,000 a month—over $120,000 a year. Many families…
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What Does Long Term Care Insurance Cover?

​Long term care insurance is a complicated product both because it’s new and because it’s designed to supplement other ways of paying for long term care. While most policies all have similar coverage conditions, double check your policy, so you don’t get surprised a decade or two later. Quotes vary widely depending on several factors,…
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What is Long Term Care? (How to Protect Your Nest Egg From Old Age)

​Why should you consider long term care insurance? What are your options to pay for this? What does long term care even cover? If you have questions at any point during this article, use the box at the top of this page, leave them in the comments or give us a call at (858) 703-6178.…
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