best life insurance with addison's disease

Best Approach for Buying Life Insurance with Addison’s Disease

​Buying life insurance with Addison’s disease can be a challenge for 2 reasons. The first reason is Addison’s is a rare disease. Rare conditions are more difficult to insure because underwriters don’t have a firm understanding of what they do to someone’s life expectancy. There is less historical data available on which to base rates.​The.. Read More →

low cost life insurance with an amputation

How To Find Low-Cost Life Insurance with an Amputation

​Good news! The majority of ​the time life insurance with an amputation doesn’t involve a ​ton of extra premium. ​Only a few situations will result in a rating or decline, but those are ​few and far between. ​There are roughly (depending on the company) 16 rating classifications. Each will determine the rates you pay. Both.. Read More →

medical information bureau MIB group

What is the Medical Information Bureau & How Does It Help?

The medical information bureau is a little-known part of the life insurance application process. Some consumers become alarmed when they find out they’re signing their personal information away to a 3rd party.What is the Medical Information Bureau (MIB Group)?The Medical Information Bureau and the MIB Group are the same thing. The MIB Group is a.. Read More →

life insurance for retired parents

Buying Life Insurance for Parents (Complete Guide)

One important question that every American needs to ask their parents is “do you have life insurance?” Whether you are considering life insurance for parents or not, knowing is part of a good estate plan. This is an awkward question to ask your parents, but your parents might have debts, medical bills, or no savings.. Read More →

life insurance alcohol abuse

Life Insurance and Alcohol Abuse or Alcoholism-What Happens?

Women get the short end of the stick when it comes to life insurance and alcohol consumption. Life insurance companies are notoriously conservative when it comes to medical evaluations.​To that effect, the amount a woman can drink in a week before being penalized for excessive alcohol consumption is half that of what a man can.​That.. Read More →

life insurance crohn's disease

How to Get Affordable Life Insurance with Crohn’s Disease

There are some companies who won’t touch someone looking for life insurance with Crohn’s Disease. Those companies don’t deserve your money anyway.The good news is there are plenty of companies who will offer life insurance to people suffering from Crohn’s. Sometimes you can even get it at a preferred rating. (Although that’s extremely rare, it.. Read More →

life insurance for children

Life Insurance for Children (A Look at the 2 Best Policies)

Buying life insurance for children is just one of the many ways you can give your child a financially sound future.One of the biggest benefits is that there are an incredible variety of policies offered by many insurance companies. Most of these can fit any family’s budget. ​​Buying a life insurance policy for your child.. Read More →

life insurance for dementia patients

Life Insurance for Dementia Patients (Learn How To Get It)

There are so many variations on dementia that there is unfortunately no way for us to give you a blanket “probably this health class” statement like other pre-existing conditions. So we will go over the different scenarios for finding life insurance for dementia patients. Yet at the end of the day you will probably need.. Read More →

accidental death insurance

Accidental Death Insurance (The 5 Absolute Best Policies)

Accidental Death Insurance is a low-cost alternative to life insurance. It is a way for people who might otherwise be declined or worry about being declined for traditional life insurance. Keep in mind there are a handful of life insurance policies which will approve anyone. Accidental death insurance (sometimes referred to as accidental death and.. Read More →