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Indexed Universal Life Insurance Definitive Guide

Indexed Universal Life Insurance: 2021 Definitive Guide

Indexed universal life insurance (IUL) is one of the more innovative wealth-building options available today. First and foremost, it provides a death benefit like all life insurance policies. The difference is that this one also provides a build-up of cash inside the policy. This cash is not exposed to market risk, can be accessed tax-free,…
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leveraging your life insurance

How to Build Wealth with Life Insurance Plus Leverage

Leverage allows you to buy a bigger home. You put down 20%, then leverage the rest with a mortgage. We also use leverage when buying cars. You make the down payment and borrow the remainder to purchase a nicer car. Why not get a bigger retirement by using leverage with life insurance? Leverage leaves you…
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Advantages of an indexed universal life policy

Indexed Universal Life Insurance: 12 Undeniable Advantages

These are a few of the advantages of an indexed universal life policy. The policy is extremely customizable. Contact us and we will guide you to the best policy design for your situation. Life Insurance Market Risk Protection Potential for Double-Digit Gains Tax-Deferred Growth Tax-Free Distributions High Contributions Liquidity, Use, and Control Guaranteed Loan Options…
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complete term life insurance guide

Term Life Insurance – The Complete Definitive Guide

Term life insurance offers coverage for a specific number of years. The time limit allows insurers to offer policies for much less than the price of permanent life insurance. It’s one of the best ways to save money on life insurance. It is increasingly popular with working parents to cover things like mortgages, working years,…
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guaranteed universal life insurance

Guaranteed Universal Life Insurance (Definitive Guide)

Guaranteed universal life insurance balances a term policy’s affordability with the comprehensive coverage of a permanent policy. It’s a blend of features that delivers the best parts of both policies. In this article, we will use the term guaranteed universal life or GUL. Still, there are a few other common names for this type of…
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life insurance for stroke victims

How To Get Life Insurance After A Stroke

Finding life insurance after a stroke is easy. Finding affordable life insurance with any medical history requires a little more effort. Each life insurance company has different underwriting guidelines. With over 850 life insurance companies operating in the United States, that’s 850 possibilities. Some of these insurers are willing to offer even traditional policies without…
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critical illness insurance

Critical Illness Insurance – The Complete Guide & Best Companies

Critical illness insurance pays you a lump sum if you’re diagnosed with certain illnesses – like cancer, stroke or a heart attack. You’ll occasionally see this called critical care insurance. You can use this cash for whatever you want. Most people use it to either cover medical bills not covered under their insurance or to…
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sears life insurance policy

Is Your Company Group Life Insurance at Risk– The Sears Lesson

​Many companies offer group life insurance benefits. It’s a great employee perk that provides coverage for your family. ​A recent LIMRA survey shows that 108 million Americans have life insurance through a group plan. 102 million have coverage through an individual plan. ​The major difference between the two types is one you have control over.…
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life insurance for seniors over 70

Easy Guide To Life Insurance From 70 to 79

​While it might seem like you’re out of options, ​over 70 is in no way too old to get life insurance. There might not be as much variety, but there is still plenty. This article will explore some different options. We will also offer some tips to help find what will work best for you.​Quick…
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life insurance for a 69 year old

Life Insurance at Age 69 – Tips for Finding the Best Rates

While finding a​n affordable life insurance policy at 69 might seem difficult compared to finding one at 30, it is far from impossible. Although there may not be quite as many options for life insurance ​over 60, there are still plenty. Enough that there is surely one that will fit your family's needs. Keep reading…
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