Blog of Abrams Insurance in San Diego CA 858-703-6178

How to Build Wealth with Life Insurance Plus Leverage

Why not give yourself a bigger retirement by using leverage with life insurance? Cash-value life insurance plus leverage can increase your cash flow during retirement free of income tax. This strategy builds significant cash value using life insurance coverage as an accumulation vehicle. We’ll show you how. Leverage leaves you with as much cash in…

Term Life Insurance – The Complete Definitive Guide

Term life insurance offers coverage for a specific number of years. The time limit allows insurers to offer policies for much less than the price of permanent life insurance. It’s one of the best ways to save money on life insurance. It is increasingly popular with working parents to cover things like mortgages, working years,…

Guaranteed Universal Life Insurance (Definitive Guide)

Guaranteed universal life insurance balances a term policy’s affordability with the comprehensive coverage of a permanent policy. It’s a blend of features that delivers the best parts of both policies. In this article, we will use the term guaranteed universal life or GUL. Still, there are a few other common names for this type of…

How To Get Life Insurance After A Stroke

Finding life insurance after a stroke is easy. Finding affordable life insurance with any medical history requires a little more effort. Each life insurance company has different underwriting guidelines. With over 850 life insurance companies operating in the United States, that’s 850 possibilities. Some of these insurers are willing to offer even traditional policies without…

Critical Illness Insurance – The Complete Guide & Best Companies

Critical illness insurance pays you a lump sum if you’re diagnosed with certain illnesses – like cancer, stroke or a heart attack. You’ll occasionally see this called critical care insurance. You can use this cash for whatever you want. Most people use it to either cover medical bills not covered under their insurance or to…

Is Your Company Group Life Insurance at Risk– The Sears Lesson

Many companies offer group life insurance benefits. It’s a great employee perk that provides coverage for your family. A recent LIMRA survey shows that 108 million Americans have life insurance through a group plan. 102 million have coverage through an individual plan. The major difference between the two types is one you have control over.…

Easy Guide To Life Insurance From 70 to 79

While it might seem like you’re out of options, over 70 is in no way too old to get life insurance. There might not be as much variety, but there is still plenty. This article will explore some different options. We will also offer some tips to help find what will work best for you.…

Life Insurance at Age 69 – Tips for Finding the Best Rates

While finding an affordable life insurance policy at 69 might seem difficult compared to finding a policy in your younger years, it is far from impossible. Although there may not be quite as many options for life insurance over 60, there are still plenty. Enough that there is surely one that will fit your family’s…

Life Insurance for a 68 Year Old – How to Find the Best Rates

It’s a little more difficult to get life insurance for a 68 year old than it was when you were 30. But it isn’t that much more difficult. They’ll ask you to do an EKG in addition to your medical exam, and any health conditions will add a few hurdles. But it’s still possible to…

What Does Long Term Care Insurance Cover?

Long term care insurance is a complicated product both because it’s new and because it’s designed to supplement other ways of paying for long term care. While most policies all have similar coverage conditions, double check your policy, so you don’t get surprised a decade or two later. Quotes vary widely depending on several factors,…