Blog of Abrams Insurance in San Diego CA 858-703-6178

Low Cost Life Insurance with Atrial Fibrillation

Getting Inexpensive Life Insurance with Atrial Fibrillation (Here’s How)

Easily getting affordable life insurance with atrial fibrillation can be extremely easy. Although in cases where the AFib is indicative of an underlying medical condition, that’s a different story. It’s one of those conditions which depend more on what your medical records say than the diagnosis itself. The most important thing to remember when shopping…

What is Long Term Care? (How to Protect Your Nest Egg From Old Age)

Why should you consider long term care insurance? What are your options to pay for this? What does long term care even cover? If you have questions at any point during this article, use the box at the top of this page, leave them in the comments or give us a call at (858) 703-6178.…

Life Insurance for a 32 Year Old (Rates and Tips on Saving Money)

Congratulations! You are at a stage in your life where you have a reason to buy life insurance. That usually boils down to getting married, having children, or buying a home. Well done! The good news is that life insurance for a 32-year-old is still comparatively inexpensive compared to waiting another few years. (See other…

Best life insurance with living benefits

Term Life Insurance With Living Benefits (3 Best Companies)

Fewer and fewer companies offer term life insurance with living benefits nowadays. In contrast, living benefits come standard with many permanent policies, like whole life or indexed universal life. But there is another part of term life insurance less well-known, living benefits. Some life insurance companies offer additional protection above and beyond death benefits. These…

Buying Low Cost Life Insurance with Fibromyalgia (Complete Guide)

Fibromyalgia and life insurance are not mutually exclusive, regardless of what some people may lead you to believe. Whether your fibromyalgia is severe or mild, there are options for everyone. Surprisingly affordable choices at that. Quick Summary: Fibromyalgia might affect your life insurance rates. It all depends on the severity, what medication you’re taking, and…

4 methods for reducing premium financing risk

How to Avoid Premium Financing Risk (The 4 Safest Methods)

Premium financing presents some risk. It is vital that prospective buyers understand premium financing risk when funding a significant life insurance policy. Every financial strategy involves a potential downside. Savvy investors do everything they can to mitigate potential losses. While using premium financing to fund your insurance policy can reduce the amount of assets you…

Buying Low Price Life Insurance at Age 57 (Simple Ways to Cut Costs)

When you’re looking at life insurance at age 57, you know that premiums aren’t going to be what they were in your 30’s. But there are several ways to make sure that you can find the best rates. The best part is that none of them involve much (if any) work. Quick Summary Life insurance…

tax advantages of premium financing for life insurance

How to Take Advantage of the Estate and Gift Tax Benefits of Premium Financing

The estate and gift tax benefits of premium financing are the most attractive components of this life insurance strategy. There are several methods within premium financing you might employ to avoid these taxes. Which ones you pick will depend on your financial situation. These financial strategies will apply in different circumstances. Keep in mind that…

The Ultimate Guide to Finding Life Insurance with HIV

For decades, the phrase “life insurance with HIV” carried a heavy stigma. Applicants were routinely denied coverage, told outright that HIV or AIDS meant they were uninsurable. But the world has changed. Modern treatments allow people living with HIV to live long, healthy lives, and insurance companies have slowly begun to recognize this reality. If…

How to Get the Best Life Insurance for a 63 Year Old (The Easy Way)

Before you buy the first policy that comes along to get this over with, there are some things you should know about saving money on life insurance for a 63 year old versus life insurance at any age. Quick Summary Health conditions seem to magically crop up once people reach their 60s. Everything can matter,…