Blog of Abrams Insurance in San Diego CA 858-703-6178

Reasons to Buy a Child Term Life Insurance Rider

There are many advantages in opting to include a Child Term Rider when buying term life insurance. What is a child term rider? How does a child term rider work? How much does a child term rider cost? Reasons families consider term insurance for their children Finding an affordable child term rider Why is a…

Inexpensive Term Life Insurance for 43 Year Olds

Are a male or female who is looking for inexpensive life insurance for 43 year olds? You can begin your search right here because we have researched and provided some sample quotes so you can get a rough idea of how much you might pay. All these quotes are for term life insurance, but we…

Affordable Life Insurance for 41 Year Olds

Finding affordable life insurance for 41 year olds is a relatively easy process. If you are a non-smoker and relatively healthy, life insurance can be quite inexpensive. And, even if you are a smoker, or have a health issue, you can still find a very affordable policy because we’ll show you the best way to…

Abnormal EKG and life insurance approval

How to Find Life Insurance Approval with an Abnormal EKG

Do you have an abnormal EKG or ECG and need life insurance? We are experts at getting clients approved for life insurance with heart conditions at the lowest available rates. Read on to learn more about our process to save you money on your insurance or contact us to discuss your situation. There are a…

How to Find Affordable Life Insurance Approval with Asthma

In this article, we’re going to cover how to get the best life insurance with asthma at the lowest rates. You’ll learn how insurance companies define asthma, how it affects your life insurance rating, the questions underwriters will ask you, typical rates, and the best and worst-case scenarios. If you have questions at any point,…

Why College Students Seriously Need To Consider Buying Life Insurance

If your parent is co-signing big student loans for you, remind them to consider buying a life insurance policy while they are at it. According to the U.S. Almanac of Higher Education there are on average 20 million students who attend college each year. Of these student there are 12 million students who will borrow…

Maximize Your Retirement with a 401(k) Rollover

When you leave your job, why would you want to leave your retirement savings with your previous employer? A 401(k) rollover allows you to transfer your existing retirement account into another retirement account. Plus, you avoid the government hitting you with extra taxes and withdrawal penalties. If you are starting a new job, you could…

Annuities: The Definitive Guide

You often see commercials explain annuities as retirement strategies to never outlive your money. Annuities are a strategy to get regular, stable payments at a later time. What is an annuity? What is an annuitant? Quick summary Types of annuities Pros and cons Why retirement planners love annuities Reasons people buy Reasons people pass Who…

Long Term Care Insurance

Protect your Assets with Long Term Care Insurance Long Term Care (LTC) represents one of the greatest risks to your financial future. At least 70% of people over the age of 65 will require LTC services at some point in their life. The average stay in a LTC facility is 3 years at a cost…

Everything You Need to Know About Disability Insurance

There is nothing more important to your survival than your ability to earn a living. Your retirement accounts don’t matter if you can’t fund them. Your investments won’t appreciate properly if you can’t contribute. You can’t pay your mortgage. You can’t feed your family. Income is what holds everything together. Disability insurance protects that income.…