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Children

Life insurance for children provides lifelong financial security, guaranteed insurability, and cash value growth. Whether you’re looking to lock in low premiums, build savings, or protect your child’s future, a children’s life insurance policy can be a smart investment.

Learn about policy options, benefits, and how to choose the best coverage to secure your child’s financial future.

➡ Explore expert insights on children’s life insurance, cash value growth, and policy comparisons.

New to Children? Read this first.

Life Insurance for Children (A Look at the 4 Best Policies)

Buying life insurance for children is just one of the many ways you can give your child a financially sound future. One of the biggest benefits is the incredible variety of policies offered by many insurance companies. Most of these can fit any family’s budget. Buying a life insurance policy for your child when they…

IUL for Kids – How $200 A Month Becomes A Six-Figure Retirement

Imagine turning the modest sum of $200 a month into a comfortable six-figure nest egg for your child’s retirement. Sounds too good to be true? Let me introduce you to Indexed Universal Life (IUL) insurance—a financial tool that not only provides life insurance protection but also offers a unique blend of growth potential and safety.…

Living Trusts – The Next Step to Protect Your Children with Life Insurance

You bought life insurance to protect your children, but you are not finished yet. Probate courts will not issue large life insurance checks to minors. So where does that money go until your children become adults? How will their guardian afford to care for them? A living trust solves these problems. Plus, they’re easy to…

Life Insurance for Special Needs Children – How to Give After You’re Gone

Life insurance for special needs children can be an essential part of their financial planning as they grow up. There are even ways to ensure that a life insurance policy can provide for them. Money that comes from a life insurance claim is non-taxable in most cases. That means you can provide for your special…

keep coverage when life insurance child rider expires

Important Options When a Life Insurance Child Rider Expires

You have several options when your life insurance child rider expires. Yet it boils down to one initial decision. Convert the child’s life insurance policy to permanent life insurance or not. We will explain both the pros and cons of converting to a permanent life insurance policy. Additionally, we will cover when a child rider…

Best Term Life Insurance Child Rider for Special Needs Kids

Many life insurance companies will decline special needs children based on their health conditions. That makes getting a term life insurance child rider for special needs kids extremely difficult. This article will cover the policy details for two companies that do not underwrite their term life child riders so that you can skip this particular…

5 Strong Child’s Life Insurance Riders – Who Has the Best?

So you’re considering child’s life insurance. Or at least want to know more about it. Start here for an overview. In this article, we look at the 5 strongest child’s life insurance riders on term policies. You will find details on which companies have the best riders to protect every life in your family. What…

Reasons to Buy a Child Term Life Insurance Rider

There are many advantages in opting to include a Child Term Rider when buying term life insurance. What is a child term rider? How does a child term rider work? How much does a child term rider cost? Reasons families consider term insurance for their children Finding an affordable child term rider Why is a…