Quotes by Age

Life insurance rates vary by age, health, and policy type. Whether you’re in your 20s, 30s, 40s, 50s, or beyond, knowing how age impacts premiums can help you secure the best coverage at the lowest cost.

Learn how insurers determine rates, compare policy options, and find the most affordable life insurance for your specific age group.

➡ Explore expert insights on life insurance quotes by age, cost comparisons, and how to lock in the best rates.

New to Quotes by Age? Read this first.
low price term life insurance rates by age

Insider Term Life Insurance Rates by Age (Instant Quotes 20s to 80s)

To find your term life insurance rates by age, scroll down to find your age bracket. Click the header on the age bracket for information specific to that decade of your life. There are links there which will lead you to specific rates by age. Your age is the number one factor in determining the…
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life insurance for people over 50

How to Get Affordable Life Insurance Over 50 (Without the Headache)

When you reach your 50s, life insurance is no longer something to think about “someday.” It becomes a real decision point. You either need it or you don’t. For most people, the question isn’t whether to get coverage, but how to find affordable life insurance over 50 that fits their goals, budget, and family’s future.…
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life insurance for seniors over 70

Easy Guide To Life Insurance From 70 to 79

​While it might seem like you’re out of options, ​over 70 is in no way too old to get life insurance. There might not be as much variety, but there is still plenty. This article will explore some different options. We will also offer some tips to help find what will work best for you.…
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life insurance for a 69 year old

Life Insurance at Age 69 – Tips for Finding the Best Rates

While finding a​n affordable life insurance policy at 69 might seem difficult compared to finding a policy in your younger years, it is far from impossible. Although there may not be quite as many options for life insurance ​over 60, there are still plenty. Enough that there is surely one that will fit your family’s…
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life insurance quotes for a 68 year old

Life Insurance for a 68 Year Old – How to Find the Best Rates

​It’s a little more difficult to get life insurance for a 68 year old than it was when you were 30. But it isn’t that much more difficult. They’ll ask you to do an EKG in addition to your medical exam, and any health conditions will add a few hurdles. But it’s still possible to…
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life insurance age 66

Pro Tips on Affording Life Insurance as a 66 Year Old – Get the Best Rates

​Not everyone needs life insurance at age 66. But if you do, a little preparation and research into your options can save you thousands of dollars. You can also see your rates right now using the instant quotes tool on this page, or give us a call at (858) 703-6178 with any questions. ​Quick Summary…
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life insurance for a 30 year old

How to Find the Best Life Insurance Policy for a 30 Year Old

​Life insurance is cheaper the younger you buy it. Waiting, even a year, can make a 3% to 8% difference in your premiums. Life insurance for a 30 year old is about as cheap as it’s going to get. Not everyone needs life insurance in their 30s. It depends on what’s going on in your…
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life insurance at 65 year old

How to Get the Lowest Prices on Life Insurance for a 65 Year Old

Life insurance for a 65 year old actually has some advantages, believe it or not. The best one is that many life insurance companies change their build charts at 65 to allow a little more weight in the better health classes. Scientific studies indicate that having a little extra weight as you age can help…
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Life insurance for a 59 year old

Astounding Tips for Finding Low Cost Life Insurance for a 59 Year Old

​Getting life insurance ​for a 59 year old doesn’t have to be a hassle. There are several shortcuts you can take to save yourself both time and money. The most important part is not putting it off for another year or two. That little delay can quickly add up in premiums. Try to lock-in the…
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term life insurance rates age 64

Life Insurance Rates at Age 64 (How to Get the Good Ones)

​Life insurance rates at age 64 surprise many people in their affordability. Although admittedly this depends on your health. There are also several options on types of life insurance to meet the needs of different family situations. ​How to Save Money on Life Insurance Rates at Age 64 ​These are easy ways that any 64…
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life insurance rates for a 32 year old

Life Insurance for a 32 Year Old (Rates and Tips on Saving Money)

​Congratulations! You are at a stage in your life where you have a reason to buy life insurance. That usually boils down to getting married, having children, or buying a home. Well done! ​The good news is that life insurance for a 32-year-old is still comparatively inexpensive ​compared to waiting another few years. (See other…
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