Chris Abrams, Author at Abrams Insurance Solutions

All Posts By Chris Abrams

I'm a life insurance and financial planning specialist. My goal is to help my clients build wealth and save time and money when shopping for insurance. Learn strategies to build wealth with less risk, taxes and fees. Read our client reviews to learn what it is like to work with us. My team is licensed in all 50 states and represents over 70 insurance companies. If you have been declined for coverage, have a special need or have questions; contact us. We have creative solutions for almost every situation.

Easy Guide To Life Insurance From 70 to 79

While it might seem like you’re out of options, over 70 is in no way too old to get life insurance. There might not be as much variety, but there is still plenty. This article will explore some different options. We will also offer some tips to help find what will work best for you.…

Life Insurance at Age 69 – Tips for Finding the Best Rates

While finding an affordable life insurance policy at 69 might seem difficult compared to finding a policy in your younger years, it is far from impossible. Although there may not be quite as many options for life insurance over 60, there are still plenty. Enough that there is surely one that will fit your family’s…

Life Insurance for a 68 Year Old – How to Find the Best Rates

It’s a little more difficult to get life insurance for a 68 year old than it was when you were 30. But it isn’t that much more difficult. They’ll ask you to do an EKG in addition to your medical exam, and any health conditions will add a few hurdles. But it’s still possible to…

What Does Long Term Care Insurance Cover?

Long term care insurance is a complicated product both because it’s new and because it’s designed to supplement other ways of paying for long term care. While most policies all have similar coverage conditions, double check your policy, so you don’t get surprised a decade or two later. Quotes vary widely depending on several factors,…

How to Find Life Insurance with an Eating Disorder (Insider Info)

The first way to make sure you aren’t overpaying for life insurance with an eating disorder is to get quotes from multiple companies. Not every life insurance company looks at health conditions in the same way. Even then it may come down to the type of eating disorder. One may favor anorexia nervosa over bulimia…

Pro Tips on Affording Life Insurance as a 66 Year Old – Get the Best Rates

Not everyone needs life insurance at age 66. But if you do, a little preparation and research into your options can save you thousands of dollars. You can also see your rates right now using the instant quotes tool on this page, or give us a call at (858) 703-6178 with any questions. Quick Summary…

How to Find the Best Life Insurance Policy for a 30 Year Old

Life insurance is cheaper the younger you buy it. Waiting, even a year, can make a 3% to 8% difference in your premiums. Life insurance for a 30 year old is about as cheap as it’s going to get. Not everyone needs life insurance in their 30s. It depends on what’s going on in your…

what to do with an unneeded life insurance policy

What are Your Options for a Life Insurance Policy You Don’t Need?

Life settlements have become increasingly popular in the last three decades as seniors no longer need life insurance policies they’ve held onto for years. But is a life settlement the only option for someone who no longer needs their life insurance? What if you still need life insurance, but your policy and premiums are just…

getting life insurance after thyroid cancer

How to Find Affordable Life Insurance After Thyroid Cancer

You can get approved for life insurance after thyroid cancer. Before you beat thyroid cancer, insurance options are limited to guaranteed issue policies. After you recover, your options will depend on the type and stage you beat. Quick Summary Thyroid cancer has several different subtypes and forms of those subtypes. Not to mention all the…

How to Get the Lowest Prices on Life Insurance for a 65 Year Old

Life insurance for a 65 year old actually has some advantages, believe it or not. The best one is that many life insurance companies change their build charts at 65 to allow a little more weight in the better health classes. Scientific studies indicate that having a little extra weight as you age can help…