All Posts By Chris Abrams
I'm a life insurance and financial planning specialist. My goal is to help my clients build wealth and save time and money when shopping for insurance. Learn strategies to build wealth with less risk, taxes and fees. Read our client reviews to learn what it is like to work with us. My team is licensed in all 50 states and represents over 70 insurance companies. If you have been declined for coverage, have a special need or have questions; contact us. We have creative solutions for almost every situation.

Chris Abrams is the Founder of Abrams Insurance Solutions, an online insurance, investment and retirement planning firm. Chris has been life and health insurance licensed since 2009. He and his team have an active insurance license in all 50 U.S. states and D.C.

In 2017, he earned his Series 65 to become an IAR (Investment Advisor Representative). As an IAR, he can provide investing and financial advice, in addition to insurance guidance.

Chris is a fiduciary and will always place your interests first and as top priority. Abrams Insurance Solutions is A+ rated by the Better Business Bureau.

His goal with Abrams Insurance Solutions is to help clients accumulate as much wealth as possible, while minimizing taxes, risk and fees. If you are using a 401(k) or IRA to save for retirement, there are tax-free options with more benefits. We specialize in setting up these tax-free plans.

The Abrams Insurance Solutions website was created to be an educational resource to help clients learn the important details of how to shop for insurance and grow wealth. New content and tools are constantly being added to provide ongoing value and knowledge to our readers.

Chris publishes all of the content on this website and is often consulted as a resource for many high-profile publications.

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Press and Media Featuring Chris

 

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Chris Abrams author
Chris Abrams author
Chris Abrams author
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Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
Chris Abrams author
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Chris Abrams author
Chris Abrams author
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Articles Written By Chris

EMA Critical Care Max 2.0 – Is This Critical Illness Insurance Worth It?

Today, let’s take a look at the EMA Critical Care Max 2.0 insurance. It’s a type of critical illness insurance that pays a benefit upon diagnosis of specific illnesses, namely the big, scary, and potentially expensive ones. EMA Critical Care 2.0 Max Overview  EMA Critical Care 2.0 Max provides critical illness insurance. That means it…
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EMA AcciProtect AD&D (Accidental Death & Dismemberment) Review

Today, we’re going to review the EMA AcciProtect AD&D insurance. It’s an accidental death and dismemberment policy. It’ll pay your beneficiaries if you die resulting from an accident. Or it’ll pay you some or all of the benefits if you lose specific limbs or senses. It’s an extra policy that you can get through EMA…
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Unused Annuity? How to Avoid Leaving Your Kids With the Taxes

Annuities are arguably the best way to create a stream of guaranteed retirement income that you cannot outlive. We help our clients use them in a comprehensive retirement plan that avoids the usual retirement risks. It’s a popular option, too, with an estimated $2.52 trillion of retirement assets held in annuities just in the United…
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EMA Value 20 Term Life Insurance Accepts Often-Declined Medical Conditions

The EMA Value 20 membership plan includes: Value 20 Life Features: Where Is Value 20 Life Available? Value 20 Life will cover residents in 48 states. The only two states where this plan is not approved are Washington (WA) and North Carolina (NC). Three Qualifying Questions  As long as you’re 18 years old, you can…
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Protect Your Kids and Your Business – 3 Kai-Zen Case Studies

We have three Kai-Zen life insurance case studies here showing how business owners provided for their children through:  This is part of our series on gifting leveraged life insurance to your children to give them tax-free income rather than leaving a later inheritance. For more details on the mechanics, read the main article on Life…
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Gifting Kai-Zen – A High Earner Case Study

We work with a lot of folks who have set up one of these leveraged life insurance contracts, make their 5th and final premium payment, and then ask, “Now what?” Usually, it’s a physician or a well-compensated executive.  They have a couple of options. They can have more than one plan. They’d set up a…
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How A Couple Turned an Unneeded RMD Into Over $9 Million

In this case study for gifting a leveraged life insurance policy, we’re looking at how one couple took their required distributions from their retirement policies and found a tax-efficient way to gift it to their grandchildren. They chose this over the alternative of reinvesting and paying more taxes later.  If you aren’t familiar with the…
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Life Insurance Estate Planning – No Taxes & Financial Security

Between right now and 2045, economists estimate between $60 – $84 trillion will pass from Boomers to their children, mostly millennials. To set the stage for that, the Millennial generation only holds about 5% of the country’s wealth. In practical terms, this generation will go from survival mode to suddenly having a boatload of money. …
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Get Life Insurance with Congestive Heart Failure

Life insurance with congestive heart failure is possible to get. Guaranteed issue life insurance is likely the best option for CHF. In this article, we’ll explain how and examine the top four companies. Key Points  Can you Get Life Insurance with Congestive Heart Failure?  Yes. You will be limited to specific types of life insurance,…
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Indexed Universal Life Insurance Definitive Guide

Indexed Universal Life Insurance: 2023 Definitive Guide

Indexed universal life insurance (IUL) is one of the more innovative wealth-building options available today. First and foremost, it provides a death benefit like all life insurance policies. The difference is that this one also provides a build-up of cash inside the policy. This cash is not exposed to market risk, can be accessed tax-free,…
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