All Posts By Chris Abrams
I'm a life insurance, investment and financial planning expert. My goal is to help my clients build wealth and save time and money when shopping for insurance. Learn strategies to build wealth with less risk, taxes and fees. Read our client reviews to learn what it is like to work with us. My team is licensed in all 50 states and represents over 70 insurance companies. If you have been declined for coverage, have a special need or have questions; contact us. We have creative solutions for almost every situation.

Chris Abrams is the Founder of Abrams Insurance Solutions, an online insurance, investment and retirement planning firm. Chris has been life and health insurance licensed since 2009. He and his team have an active insurance license in all 50 U.S. states and D.C.

In 2017, he earned his Series 65 to become an IAR (Investment Advisor Representative). As an IAR, he can provide investing and financial advice, in addition to insurance guidance.

Chris is a fiduciary and will always place your interests first and as top priority. Abrams Insurance Solutions is A+ rated by the Better Business Bureau.

His goal with Abrams Insurance Solutions is to help clients accumulate as much wealth as possible, while minimizing taxes, risk and fees. If you are using a 401(k) or IRA to save for retirement, there are tax-free options with more benefits. We specialize in setting up these tax-free plans.

The Abrams Insurance Solutions website was created to be an educational resource to help clients learn the important details of how to shop for insurance and grow wealth. New content and tools are constantly being added to provide ongoing value and knowledge to our readers.

Chris publishes all of the content on this website and is often consulted as a resource for many high-profile publications.

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Press and Media Featuring Chris

 

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Articles Written By Chris

indexed universal life insurance versus qualified retirement plans

Indexed Universal Life Insurance vs. Qualified Plans (401k/IRA/403b)

Life insurance isn’t a replacement for more traditional retirement plans, but there are some strategic advantages. Supplementing a 401(k) with cash value life insurance can enhance your retirement savings with tax-free distributions, no stock market risk, and more flexibility. We’ll be comparing specifically indexed universal life policies (the type of insurance typically used for wealth building)…
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Guarantee Trust Life Review – The Heritage Plan

In this article, we’re reviewing the Heritage Plan from family-owned Guarantee Trust Life Insurance. The Heritage Plan has few qualifying restrictions, making approval a breeze. Plus, you won’t need to take a medical exam.  Quick Summary Guarantee Trust Life (GTL) offers this competitive life insurance policy. While the benefits are on the lower end, there…
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pros and cons of indexed universal life insurance

Indexed Universal Life – Pros and Cons

Indexed Universal Life Insurance or IUL is a hotly debated topic in the financial world. Most advisors have a strong bias for or against IUL. If you google IUL, you will find opinions leaning one way or the other. Unfortunately, for the consumer, many of these articles are misleading or just outright false. In order…
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accurate life insurance quotes

How Do Life Insurance Quotes Work?

Life insurance quotes seem straightforward. First, you enter the amount and type of insurance you want, then the software gives you premiums.  There are several other factors involved, like health and the different underwriting guidelines between companies. Companies do not underwrite their policies equally, opening up strategies to save you time and money. Quick Summary All…
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Cryptocurrency 101: Getting Started for Beginners

If you took a small chance back in 2009 and invested $100 in bitcoin, you would have roughly $48,000,000 today.  Hindsight, right? Clients and friends have been talking with me about cryptocurrency for the past few years, and I finally jumped on the bandwagon in early 2021. I knew it would be hard to study…
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prosperity life insurance company

Prosperity Life Offers 2 New No-Exam Policies – A Review

Rather than your standard insurance choices, the industry is beginning to inch in a direction that offers unique policies to reflect a variety of needs. Prosperity Life Insurance offers two such exceptional life insurance policies. Company Overview Prime Term to 100 Prime Term Riders Underwriting New Vista Riders Underwriting How Abrams Can Help Company Overview…
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dependable retirement income stream

How to Escape the Retirement Tax Trap

Retirement planning poses risks that nobody can anticipate – even if they are diligent about building wealth. Taxes will likely be your biggest expense in retirement. It’s important to build wealth in tax-free options while you are accumulating money. This allows you to take the money out tax-free in retirement. We will explore the tax…
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ultimate guide to single premium life insurance

Single Premium Life Insurance – Everything You Need to Know

Single premium life insurance offers a policy with guaranteed death benefits for a one-time payment. You pay a single lump sum upfront, then never have to worry about it again. Quick Summary Single premium life insurance (SPL) provides living benefits, like funds for long term care, as well as a guaranteed death benefit to your…
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life insurance with cystic fibrosis

Life Insurance for Cystic Fibrosis Patients

Life insurance for cystic fibrosis is possible, although tricky. While the average lifespan with the disease used to be 37.5 years in the United States, doctors expect children born in this millennium to live well into their 50s.  Life insurance companies tend to drag their feet on adjusting their mortality tables to accommodate medical advances…
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Disability Insurance for Self-Employed People (Definitive Guide)

Disability insurance for self-employed people offers protection if someone becomes unable to work. Rather than rely on government programs, you can get benefits that make more sense for your standard of living and get them faster.  The biggest misconception is what people think of as a disability. Since it’s not immediately apparent when someone has…
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