All Posts By Chris Abrams
Chris works with clients across the country to help them navigate the insurance and financial world. His mission is to help people and businesses have the protection they need at the lowest possible price. He works on behalf of his clients and not the insurance companies. When not researching the latest financial and insurance topics, Chris can be found playing with his kids, traveling, cooking or spoiling his wife.
leveraging your life insurance

How to Build Wealth with Life Insurance Plus Leverage

You would never pay cash for your home. You put down 20%, then leverage the rest. You wouldn’t pay cash for a new car either. You make the downpayment and borrow the remainder. Leverage leaves you with as much cash in hand as possible—more cash to invest at higher returns than the interest on the…
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Advantages of an indexed universal life policy

Indexed Universal Life Insurance: 12 Undeniable Advantages

These are a few of the advantages of an indexed universal life policy. The policy is extremely customizable. Contact us and we will guide you to the best policy design for your situation. Life Insurance Market Risk Protection Potential for Double-Digit Gains Tax-Deferred Growth Tax-Free Distributions High Contributions Liquidity, Use, and Control Guaranteed Loan Options…
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complete term life insurance guide

Term Life Insurance – The Complete Definitive Guide

Term life insurance offers coverage for a specific number of years. The time limit allows insurers to offer policies for much less than the price of permanent life insurance. It’s one of the best ways to save money on life insurance. It is increasingly popular with working parents to cover things like mortgages, working years,…
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guaranteed universal life insurance

Guaranteed Universal Life Insurance (Definitive Guide)

Guaranteed universal life insurance balances a term policy’s affordability with the comprehensive coverage of a permanent policy. It’s a blend of features that delivers the best parts of both policies. In this article, we will use the term guaranteed universal life or GUL. Still, there are a few other common names for this type of…
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life insurance for stroke victims

How To Get Life Insurance After A Stroke

Finding life insurance after a stroke is easy. Finding affordable life insurance with any medical history requires a little more effort. Each life insurance company has different underwriting guidelines. With over 850 life insurance companies operating in the United States, that’s 850 possibilities. Some of these insurers are willing to offer even traditional policies without…
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critical illness insurance

Critical Illness Insurance – The Complete Guide & Best Companies

Critical illness insurance pays you a lump sum if you’re diagnosed with certain illnesses – like cancer, stroke or a heart attack. You’ll occasionally see this called critical care insurance. You can use this cash for whatever you want. Most people use it to either cover medical bills not covered under their insurance or to…
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sears life insurance policy

Is Your Company Group Life Insurance at Risk– The Sears Lesson

​Many companies offer group life insurance benefits. It’s a great employee perk that provides coverage for your family. ​A recent LIMRA survey shows that 108 million Americans have life insurance through a group plan. 102 million have coverage through an individual plan. ​The major difference between the two types is one you have control over.…
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life insurance for seniors over 70

Easy Guide To Life Insurance From 70 to 79

​While it might seem like you’re out of options, ​over 70 is in no way too old to get life insurance. There might not be as much variety, but there is still plenty. This article will explore some different options. We will also offer some tips to help find what will work best for you.​Quick…
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life insurance for a 69 year old

Life Insurance at Age 69 – Tips for Finding the Best Rates

While finding a​n affordable life insurance policy at 69 might seem difficult compared to finding one at 30, it is far from impossible. Although there may not be quite as many options for life insurance ​over 60, there are still plenty. Enough that there is surely one that will fit your family's needs. Keep reading…
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life insurance quotes for a 68 year old

Life Insurance for a 68 Year Old – How to Find the Best Rates

​It’s a little more difficult to get life insurance for a 68 year old than it was when you were 30. But it isn’t that much more difficult. They’ll ask you to do an EKG in addition to your medical exam, and any health conditions will add a few hurdles. But it’s still possible to…
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