Chris works with clients across the country to help them navigate the insurance and financial world. His mission is to help people and businesses have the protection they need at the lowest possible price. He works on behalf of his clients and not the insurance companies.
When not researching the latest financial and insurance topics, Chris can be found playing with his kids, traveling, cooking or spoiling his wife.
Critical illness insurance pays you a lump sum if you’re diagnosed with certain illnesses – like cancer, stroke or a heart attack. You’ll occasionally see this called critical care insurance. You can use this cash for whatever you want. Most people use it to either cover medical bills not covered under their insurance or to…Read More
Many companies offer group life insurance benefits. It’s a great employee perk that provides coverage for your family. A recent LIMRA survey shows that 108 million Americans have life insurance through a group plan. 102 million have coverage through an individual plan. The major difference between the two types is one you have control over.…Read More
While it might seem like you’re out of options, over 70 is in no way too old to get life insurance. There might not be as much variety, but there is still plenty. This article will explore some different options. We will also offer some tips to help find what will work best for you.Quick…Read More
While finding an affordable life insurance policy at 69 might seem difficult compared to finding one at 30, it is far from impossible. Although there may not be quite as many options for life insurance over 60, there are still plenty. Enough that there is surely one that will fit your family's needs. Keep reading…Read More
It’s a little more difficult to get life insurance for a 68 year old than it was when you were 30. But it isn’t that much more difficult. They’ll ask you to do an EKG in addition to your medical exam, and any health conditions will add a few hurdles. But it’s still possible to…Read More
Long term care insurance is a complicated product both because it’s new and because it’s designed to supplement other ways of paying for long term care. While most policies all have similar coverage conditions, double check your policy, so you don’t get surprised a decade or two later. Quick SummaryLong term care policies tend to…Read More
The first way to make sure you aren’t overpaying for life insurance with an eating disorder is to get quotes from multiple companies. Not every life insurance company looks at health conditions in the same way. Even then it may come down to the type of eating disorder. One may favor anorexia nervosa over bulimia…Read More
Not everyone needs life insurance at age 66. But if you do, a little preparation and research into your options can save you thousands of dollars. Quick SummaryThere are simple ways to make sure you pay as little for life insurance as possible. One of the best is getting quotes from an independent agent. For…Read More
$250,000 of no exam life insurance might make perfect sense for you.There are four questions to ask yourself before making a purchase:Is $250,000 of life insurance right for me?Do I want life insurance that skips the medical exam?How do I determine the type of life insurance I want?What are the top life insurance companies to…Read More
Life insurance is cheaper the younger you buy it. Waiting, even a year, can make a 3% to 8% difference in your premiums. Life insurance for a 30 year old is about as cheap as it’s going to get. Not everyone needs life insurance in their 30s. It depends on what’s going on in your…Read More
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