All Posts By Chris Abrams
I'm a life insurance, investment and financial planning expert. My goal is to help my clients build wealth and save time and money when shopping for insurance. Learn strategies to build wealth with less risk, taxes and fees. Read our client reviews to learn what it is like to work with us. My team is licensed in all 50 states and represents over 70 insurance companies. If you have been declined for coverage, have a special need or have questions; contact us. We have creative solutions for almost every situation.
Modern investing allocations for $1M

A Modern Approach to Investing

At Abrams Insurance Solutions, we use a Data Driven Tactical Approach to investing. This is not the cookie cutter passive approach where you “buy and hope”. Our team at LifePro Asset Management (LPAM) monitors economic indicators to decide when to invest and when to seek safety. We look for companies that are disruptors in their…
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Retirement Account Options

How to Survive in Retirement Without Running Out of Money

Many retirees are ending up with what we call an income shortfall in retirement. That’s where the amount of assets they have saved up is simply not enough to cover their lifestyle and the expenses they’re going to incur over their lifetime. The Problem: Income Shortfall in Retirement The reason why retirees are experiencing this…
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Indexed Universal Life Insurance Definitive Guide

Indexed Universal Life Insurance: 2021 Definitive Guide

Indexed universal life insurance (IUL) is one of the more innovative wealth-building options available today. First and foremost, it provides a death benefit like all life insurance policies. The difference is that this one also provides a build-up of cash inside the policy. This cash is not exposed to market risk, can be accessed tax-free,…
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leveraging your life insurance

How to Build Wealth with Life Insurance Plus Leverage

Leverage allows you to buy a bigger home. You put down 20%, then leverage the rest with a mortgage. We also use leverage when buying cars. You make the down payment and borrow the remainder to purchase a nicer car. Why not get a bigger retirement by using leverage with life insurance? Leverage leaves you…
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Advantages of an indexed universal life policy

Indexed Universal Life Insurance: 12 Undeniable Advantages

These are a few of the advantages of an indexed universal life policy. The policy is extremely customizable. Contact us and we will guide you to the best policy design for your situation. Life Insurance Market Risk Protection Potential for Double-Digit Gains Tax-Deferred Growth Tax-Free Distributions High Contributions Liquidity, Use, and Control Guaranteed Loan Options…
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complete term life insurance guide

Term Life Insurance – The Complete Definitive Guide

Term life insurance offers coverage for a specific number of years. The time limit allows insurers to offer policies for much less than the price of permanent life insurance. It’s one of the best ways to save money on life insurance. It is increasingly popular with working parents to cover things like mortgages, working years,…
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guaranteed universal life insurance

Guaranteed Universal Life Insurance (Definitive Guide)

Guaranteed universal life insurance balances a term policy’s affordability with the comprehensive coverage of a permanent policy. It’s a blend of features that delivers the best parts of both policies. In this article, we will use the term guaranteed universal life or GUL. Still, there are a few other common names for this type of…
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life insurance for stroke victims

How To Get Life Insurance After A Stroke

Finding life insurance after a stroke is easy. Finding affordable life insurance with any medical history requires a little more effort. Each life insurance company has different underwriting guidelines. With over 850 life insurance companies operating in the United States, that’s 850 possibilities. Some of these insurers are willing to offer even traditional policies without…
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critical illness insurance

Critical Illness Insurance – The Complete Guide & Best Companies

Critical illness insurance pays you a lump sum if you’re diagnosed with certain illnesses – like cancer, stroke or a heart attack. You’ll occasionally see this called critical care insurance. You can use this cash for whatever you want. Most people use it to either cover medical bills not covered under their insurance or to…
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sears life insurance policy

Is Your Company Group Life Insurance at Risk– The Sears Lesson

​Many companies offer group life insurance benefits. It’s a great employee perk that provides coverage for your family. ​A recent LIMRA survey shows that 108 million Americans have life insurance through a group plan. 102 million have coverage through an individual plan. ​The major difference between the two types is one you have control over.…
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