All Posts By Chris Abrams
I'm a life insurance and financial planning specialist. My goal is to help my clients build wealth and save time and money when shopping for insurance. Learn strategies to build wealth with less risk, taxes and fees. Read our client reviews to learn what it is like to work with us. My team is licensed in all 50 states and represents over 70 insurance companies. If you have been declined for coverage, have a special need or have questions; contact us. We have creative solutions for almost every situation.

Chris Abrams is the Founder of Abrams Insurance Solutions, an online insurance, investment and retirement planning firm. Chris has been life and health insurance licensed since 2009. He and his team have an active insurance license in all 50 U.S. states and D.C.

In 2017, he earned his Series 65 to become an IAR (Investment Advisor Representative). As an IAR, he can provide investing and financial advice, in addition to insurance guidance.

Chris is a fiduciary and will always place your interests first and as top priority. Abrams Insurance Solutions is A+ rated by the Better Business Bureau.

His goal with Abrams Insurance Solutions is to help clients accumulate as much wealth as possible, while minimizing taxes, risk and fees. If you are using a 401(k) or IRA to save for retirement, there are tax-free options with more benefits. We specialize in setting up these tax-free plans.

The Abrams Insurance Solutions website was created to be an educational resource to help clients learn the important details of how to shop for insurance and grow wealth. New content and tools are constantly being added to provide ongoing value and knowledge to our readers.

Chris publishes all of the content on this website and is often consulted as a resource for many high-profile publications.

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Press and Media Featuring Chris

 

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Chris Abrams author
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Chris Abrams author
Chris Abrams author
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Chris Abrams author
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Chris Abrams author
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Chris Abrams author

Articles Written By Chris

assurity short term DI

Assurity Short Term Disability Insurance – New Policy Review

We will review the new Assurity short-term disability policy, including all of the mechanics, special features, and good-to-know quirks. With 1 in 20 people experiencing a short-term disability this year, considering how to keep the bills paid is time well spent.  The exciting part about this new policy is that it provides coverage for gig…
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Lloyds of London High Limit AD&D Insurance

Lloyd’s of London High Limit Accident Insurance Review

This review covers high-limit accident insurance from Lloyd’s of London. We will dive into the details of coverage options for exceptional situations, pros & cons, the financial strength of the insurer, and what makes this policy different from traditional life insurance. For more generalized information on accidental death and dismemberment policies, read this article. Quick…
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is kai-zen a good investment with high interest rates?

Does Kai-Zen Work When Interest Rates are Rising?

People have been asking if the Kai-Zen insurance strategy (indexed universal life insurance + leverage) will work when interest rates are rising. Rising interest rates is one of the risks with this type of leveraged wealth-building strategy. We will cover how interest rates affect investments, what banks look for and how Kai-Zen stands up in…
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difference between workers comp and disbaility insurance

Workers’ Compensation vs. Disability Insurance: Key Benefits & Differences

This article will cover workers’ compensation vs. disability insurance.  Most importantly, we’ll dive into what different types of coverage mean for your long-term financial security. Plus, you’ll get directions to more detailed resources if you decide that you would sleep better with coverage beyond what you have now.  Let’s get started.  Quick Summary The key…
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great western guaranteed life insurance

Reviewed: Great Western Insurance Guaranteed Issue Life Insurance

Great Western Insurance offers only final expense style insurance policies. Some of these are guaranteed issue life insurance policies with no medical questions or exams. One policy only asks a handful of medical questions.  Great Western also offers pre-need insurance plans. We will touch on the difference between what that is and more traditional life…
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Gerber Life guaranteed issue life insurance policy

Reviewed: Gerber Guaranteed Issue Life Insurance

We will examine Gerber guaranteed issue life insurance – the benefits, qualifications, and details in the fine print.  Guaranteed life insurance products offer peace of mind to someone who might otherwise be uninsurable due to medical conditions, health history, and other hurdles in the application process. Companies offer this type of guaranteed acceptance policy so…
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AIG guaranteed issue whole life insurance review

Reviewed: AIG GIWL (Guaranteed Issue Whole Life) Insurance

We’re reviewing the Guaranteed Issue Whole Life insurance product from American General Life Insurance Company, aka AIG. We’ll cover the benefit amounts, waiting period, guaranteed issue policy type, riders, and underwriting turnaround time.  For an in-depth understanding of exactly how guaranteed issue policies work, as well as their pros and cons, click here. Quick Summary…
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$2 million dollar life insurance no exam

2 Million Dollar Life Insurance Policy Options – No Exam Needed

You can get a 2 million dollar life insurance policy and skip the medical exam. We’re showcasing two companies that can make an underwriting decision either instantly or within 2 days.  It’s about the fastest high-limit life insurance you can get. That way, you can get your life insurance out of the way and get…
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should I get supplemental life insurance or supplemental AD&D?

Supplemental Life Insurance vs. AD&D – Which is Better?

We covered a lot of ground in our main article on accidental death insurance versus life insurance. Reading that will give you the basics.  Here we’ll compare supplemental life insurance vs. AD&D. These are slightly different in that we’re assuming you already have a life insurance policy. We will examine getting supplemental policies on top…
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what is voluntary accidental death and dismemberment

What is Voluntary AD&D (Accidental Death & Dismemberment)?

This article covers what a voluntary AD&D policy is, how it’s different from traditional accidental death insurance, subtypes of policies, differences vs workers comp, pros & cons, and, finally, whether or not it’s a good idea.  For a comprehensive article on traditional accidental death and dismemberment insurance, click here. Okay, let’s go.  Quick Summary Employers…
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