All Posts By Chris Abrams
I'm a life insurance, investment and financial planning expert. My goal is to help my clients build wealth and save time and money when shopping for insurance. Learn strategies to build wealth with less risk, taxes and fees. Read our client reviews to learn what it is like to work with us. My team is licensed in all 50 states and represents over 70 insurance companies. If you have been declined for coverage, have a special need or have questions; contact us. We have creative solutions for almost every situation.
Choosing an annuity vs. a certificate of deposit

Why Choose an Annuity vs. a CD?

Annuities and certificates of deposit often end up in the list of suggestions for low-risk retirement income streams. The reasons for choosing an annuity vs. a CD vary depending on your financial goals, and in rare cases, a CD might make more sense.  Quick Overview Annuities work similarly to Certificates of Deposit (CDs), but they…
Read More

Indexed Universal Life Insurance Quotes

Indexed universal life insurance quotes are a little different than typical insurance quotes. A typical life insurance quote involves paying the lowest price for the largest amount of insurance. When we use an indexed universal life or IUL policy for maximum tax-free income, we want the least amount of insurance for the premium paid. In…
Read More
Modern investing allocations for $1M

A Modern Approach to Investing

At Abrams Insurance Solutions, we use a Data Driven Tactical Approach to investing. This is not the cookie cutter passive approach where you “buy and hope”. Our team at LifePro Asset Management (LPAM) monitors economic indicators to decide when to invest and when to seek safety. We look for companies that are disruptors in their…
Read More
Retirement Account Options

How to Survive in Retirement Without Running Out of Money

Many retirees are ending up with what we call an income shortfall in retirement. That’s where the amount of assets they have saved up is simply not enough to cover their lifestyle and the expenses they’re going to incur over their lifetime. The Problem: Income Shortfall in Retirement The reason why retirees are experiencing this…
Read More
Indexed Universal Life Insurance Definitive Guide

Indexed Universal Life Insurance: 2021 Definitive Guide

Indexed universal life insurance (IUL) is one of the more innovative wealth-building options available today. First and foremost, it provides a death benefit like all life insurance policies. The difference is that this one also provides a build-up of cash inside the policy. This cash is not exposed to market risk, can be accessed tax-free,…
Read More
leveraging your life insurance

How to Build Wealth with Life Insurance Plus Leverage

Leverage allows you to buy a bigger home. You put down 20%, then leverage the rest with a mortgage. We also use leverage when buying cars. You make the down payment and borrow the remainder to purchase a nicer car. Why not get a bigger retirement by using leverage with life insurance? Leverage leaves you…
Read More
Advantages of an indexed universal life policy

Indexed Universal Life Insurance: 12 Undeniable Advantages

These are a few of the advantages of an indexed universal life policy. The policy is extremely customizable. Contact us and we will guide you to the best policy design for your situation. Life Insurance Market Risk Protection Potential for Double-Digit Gains Tax-Deferred Growth Tax-Free Distributions High Contributions Liquidity, Use, and Control Guaranteed Loan Options…
Read More
complete term life insurance guide

Term Life Insurance – The Complete Definitive Guide

Term life insurance offers coverage for a specific number of years. The time limit allows insurers to offer policies for much less than the price of permanent life insurance. It’s one of the best ways to save money on life insurance. It is increasingly popular with working parents to cover things like mortgages, working years,…
Read More
guaranteed universal life insurance

Guaranteed Universal Life Insurance (Definitive Guide)

Guaranteed universal life insurance balances a term policy’s affordability with the comprehensive coverage of a permanent policy. It’s a blend of features that delivers the best parts of both policies. In this article, we will use the term guaranteed universal life or GUL. Still, there are a few other common names for this type of…
Read More
life insurance for stroke victims

How To Get Life Insurance After A Stroke

Finding life insurance after a stroke is easy. Finding affordable life insurance with any medical history requires a little more effort. Each life insurance company has different underwriting guidelines. With over 850 life insurance companies operating in the United States, that’s 850 possibilities. Some of these insurers are willing to offer even traditional policies without…
Read More