Chris Abrams, Author at Abrams Insurance Solutions

All Posts By Chris Abrams

I'm a life insurance and financial planning specialist. My goal is to help my clients build wealth and save time and money when shopping for insurance. Learn strategies to build wealth with less risk, taxes and fees. Read our client reviews to learn what it is like to work with us. My team is licensed in all 50 states and represents over 70 insurance companies. If you have been declined for coverage, have a special need or have questions; contact us. We have creative solutions for almost every situation.

How Great is a Universal Life Insurance No Medical Exam Policy?

We want to let you in on a secret. Some of the best life insurance companies in the business are now offering their same products without the life insurance medical exam. No hassle. No fuss. How Does Universal Life Insurance Work? Permanent life insurance has a handful of sub-categories – one of which is universal…

whole life insurance no medical exam approval

Two Fantastic Whole Life Insurance No Medical Exam Policies

Whole life no exam insurance is an easy way to get the most popular style of life insurance policy in the country. At the same time, you get to skip the medical exam. You may still need to answer some medical questions on the application, but you’ll skip all the needles. Use the links below…

How to Get Great Life Insurance with Headaches or Migraines

Finding life insurance with a history of severe headaches is luckily much less painful than the headache itself. Cluster and migraine headaches are the primary concerns of the underwriters. The good news is that most of the time these don’t cause issues. Although that can depend on the diagnoses and any medications taken. How to…

$500,000 Life Insurance No Medical Exam (Tips and Tricks)

For eligible applicants, obtaining a $500,000 no medical exam life insurance policy may be faster compared to traditional policies, with some applications completed online in as little as 45 minutes, subject to underwriting approval. Some insurers cap no-exam life insurance coverage at $250,000, while others offer higher limits, depending on underwriting criteria. For many Americans,…

rates for life insurance for a 60 year old

Life Insurance for a 60 Year Old (Rates and Advice)

Wait. Before we go any further, I need to tell you something important. Age 60 is the last year you can take advantage of SBLI’s no medical exam term life insurance. Over 60, you have to take a medical exam. So if you are considering getting life insurance for a 60 year old, hate needles,…

How to Get Approved for Life Insurance While Pregnant

One of the primary reasons to purchase life insurance is the birth of a child. Most parents want to make sure their children will be financially provided for in the event of their passing. If the pregnancy is a surprise, this can lead to the mother looking into life insurance while pregnant. How Much will…

Getting Great, Affordable Life Insurance at Age 55

55 is a major changing point in life insurance. So if you get nothing else out of this post, please keep the following in mind. Age 55 is the last time most companies offer a 30 year term. Some companies, such as Transamerica, still offer 30 year terms through age 58. Yet you have significantly…

keep coverage when life insurance child rider expires

Important Options When a Life Insurance Child Rider Expires

You have several options when your life insurance child rider expires. Yet it boils down to one initial decision. Convert the child’s life insurance policy to permanent life insurance or not. We will explain both the pros and cons of converting to a permanent life insurance policy. Additionally, we will cover when a child rider…

Best Term Life Insurance Child Rider for Special Needs Kids

Many life insurance companies will decline special needs children based on their health conditions. That makes getting a term life insurance child rider for special needs kids extremely difficult. This article will cover the policy details for two companies that do not underwrite their term life child riders so that you can skip this particular…

5 Strong Child’s Life Insurance Riders – Who Has the Best?

So you’re considering child’s life insurance. Or at least want to know more about it. Start here for an overview. In this article, we look at the 5 strongest child’s life insurance riders on term policies. You will find details on which companies have the best riders to protect every life in your family. What…