All Posts By Chris Abrams
I'm a life insurance and financial planning specialist. My goal is to help my clients build wealth and save time and money when shopping for insurance. Learn strategies to build wealth with less risk, taxes and fees. Read our client reviews to learn what it is like to work with us. My team is licensed in all 50 states and represents over 70 insurance companies. If you have been declined for coverage, have a special need or have questions; contact us. We have creative solutions for almost every situation.
Student loan life insurance

Why College Students Seriously Need To Consider Buying Life Insurance

If your parent is co-signing big student loans for you, remind them to consider buying a life insurance policy while they are at it. According to the U.S. Almanac of Higher Education there are on average 20 million students who attend college each year. Of these student there are 12 million students who will borrow…
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improve retirement with a 401(k) rollover strategy

Maximize Your Retirement with a 401(k) Rollover

When you leave your job, why would you want to leave your retirement savings with your previous employer? A 401(k) rollover allows you to transfer your existing retirement account into another retirement account. Plus, you avoid the government hitting you with extra taxes and withdrawal penalties.  If you are starting a new job, you could…
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Definitive guide to annuities

Annuities: The Definitive Guide

You’ve likely come across advertisements highlighting annuities as a viable retirement strategy that ensures you never outlive your money. But is that really the case? Let’s break it down… Annuities are financial products designed to provide a steady stream of income, typically for retirement. They are contracts between an individual and an insurance company, where…
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Independent life insurance broker

Long Term Care Insurance

Protect your Assets with Long Term Care Insurance Long Term Care (LTC) represents one of the greatest risks to your financial future. At least 70% of people over the age of 65 will require LTC services at some point in their life. The average stay in a LTC facility is 3 years at a cost…
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everything you need to know about disability insurance

Everything You Need to Know About Disability Insurance

There is nothing more important to your survival than your ability to earn a living. Your retirement accounts don’t matter if you can’t fund them. Your investments won’t appreciate properly if you can’t contribute. You can’t pay your mortgage. You can’t feed your family. Income is what holds everything together. Disability insurance protects that income.…
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life insurance approval

Life Insurance Introduction

Life insurance is one of the most versatile financial products in existence. Most people think of life insurance for the death benefit. You can pay a small amount, e.g. $20/month, and know that your heirs will receive $500,000 tax-free if you pass unexpectedly. Uses of Life Insurance The loss of a loved one is hard…
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Low cost life insurance for 40 year olds

Inexpensive Life Insurance for 40 Year Olds

Inexpensive Life Insurance for 40 Year Olds Seeking inexpensive life insurance for 40 year olds? Not a problem because we can show you just how affordable life insurance can be for someone in your age group. Check out the sample term life insurance rates we have provided below and let us help you find an…
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39 year olds life insurance

Low Cost Life Insurance for 39 Year Olds

Low Cost Life Insurance for 39 Year Olds If you’re looking for low cost life insurance for 39 year olds, then look no further because we can help you find the right policy at the lowest cost for your situation. Choosing the right kind of life insurance policy can be challenging if you don’t know…
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affordable life insurance for 38 year olds

Compare Life Insurance Rates for 38 Year Olds

Compare Life Insurance Rates for 38 Year Olds Looking for somewhere to compare life insurance premiums for 38 year olds? You’ve come to the right place because we can show you how affordable life insurance can be if you are 38 years of age. For other ages, see our comprehensive article on life insurance at every…
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Life insurance for men and women age 37

Life Insurance for 37 Year Olds

Life Insurance for 37 Year Olds Life insurance for 37 year olds is an important decision to make. It’s a long term commitment and a costly investment so you want to find the most affordable policy and the best policy to suit your needs. If you are a 37 year old male or female, we’ve…
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