Chris Abrams, Author at Abrams Insurance Solutions

All Posts By Chris Abrams

I'm a life insurance and financial planning specialist. My goal is to help my clients build wealth and save time and money when shopping for insurance. Learn strategies to build wealth with less risk, taxes and fees. Read our client reviews to learn what it is like to work with us. My team is licensed in all 50 states and represents over 70 insurance companies. If you have been declined for coverage, have a special need or have questions; contact us. We have creative solutions for almost every situation.

Does Term Life Insurance Cover Accidental Death? An Overview

When buying life insurance, most people focus on protecting their loved ones in the event of a natural death. But what if the unexpected happens? If you’re wondering, does term life insurance cover accidental death?—you’re not alone. Let’s unpack what’s covered, what’s not, and how to protect your family even further. What Is Term Life…

Fixed Index Annuity Pros and Cons: Is It the Right Choice for Your Retirement?

Exploring fixed index annuity pros and cons is essential for making an informed decision. FIAs promise market-linked returns with less risk, helping investors align with their retirement goals. This guide breaks down how they work, their benefits, and potential drawbacks so you can determine if this annuity type fits your financial plan. To get an…

Understanding Fixed Index Annuity Rates: What You Need to Know

Fixed index annuities (FIAs) are becoming increasingly popular among retirees and investors looking for a secure way to grow their money while protecting it from market downturns. One of the most important aspects to understand when considering an FIA is how fixed index annuity rates work. These rates determine how much your investment can grow…

Fixed-Index Annuity Review: FIAs Outperform Bonds!?

Looking for a way to grow your wealth while protecting your retirement savings? Our fixed-index annuity review breaks down why this annuity type is a game-changer. This financial tool can offer both growth and protection—without the risks of traditional investing. Fixed-indexed annuities (FIAs) are powerful financial tools that protect your principal and have also been…

Indexed Universal life insurance definitive guide 2025

Indexed Universal Life Insurance: 2025 Definitive Guide

Indexed universal life insurance (IUL) is one of the more innovative wealth-building options available today. First and foremost, it provides a death benefit like all life insurance policies. The difference is that this one also provides a build-up of cash inside the policy. This cash is not exposed to market risk, can be accessed tax-free,…

IRA Rollover to Annuity: What You Need to Know

An IRA rollover to an annuity can provide financial security and peace of mind in your golden years. It’s one of many options in planning for retirement, which can lead to paralysis over making the right decision. In this article, we’ll cover everything you need to know about rolling over an IRA into an annuity—what…

The best company to sell your life insurance to

Best Company to Sell your Life Insurance Policy To: A Comprehensive Guide

Selling your life insurance policy for cash can be a strategic move to address immediate financial needs or eliminate ongoing premium payments. Choosing the best company to sell your life insurance policy is crucial for maximizing your payout and protecting your personal information. This comprehensive guide will walk you through everything you need to know…

Single Premium Deferred Annuity Pros and Cons

When planning for retirement, choosing the right type of investment or savings vehicle can feel overwhelming. Amid all the options—401(k)s, IRAs, mutual funds, and more—annuity products often stand out. One type that garners particular interest is the Single Premium Deferred Annuity (SPDA). We’ll explore the single premium deferred annuity pros and cons, helping you determine…

What is an Income Rider on an Annuity? EXPLAINED

Have you ever wondered how to secure a lifetime income stream? One that adapts to your retirement needs? The answer lies in understanding one powerful tool that blends flexibility with financial security: the income rider. This is where annuities come into play. They are financial products designed to provide regular payments during retirement. Within the…

How Does an Indexed Annuity Differ from a Fixed Annuity?

Annuities come up in virtually every retirement planning discussion. The second or third question in the discussion of how a guaranteed stream of income during retirement can figure into a financial plan is: How does an indexed annuity differ from a fixed annuity? The very short version? An indexed annuity (also called a fixed-indexed annuity…