Chris Abrams, Author at Abrams Insurance Solutions

All Posts By Chris Abrams

I'm a life insurance and financial planning specialist. My goal is to help my clients build wealth and save time and money when shopping for insurance. Learn strategies to build wealth with less risk, taxes and fees. Read our client reviews to learn what it is like to work with us. My team is licensed in all 50 states and represents over 70 insurance companies. If you have been declined for coverage, have a special need or have questions; contact us. We have creative solutions for almost every situation.

Life Insurance Estate Planning – No Taxes & Financial Security

Between right now and 2045, economists estimate between $60 – $84 trillion will pass from Boomers to their children, mostly millennials. To set the stage for that, the Millennial generation only holds about 5% of the country’s wealth. In practical terms, this generation will go from survival mode to suddenly having a boatload of money. …

Get Life Insurance with Congestive Heart Failure

Life insurance with congestive heart failure is possible to get. Guaranteed issue life insurance is likely the best option for CHF. In this article, we’ll explain how and examine the top four companies. Key Points Can you Get Life Insurance with Congestive Heart Failure? Yes. You will be limited to specific types of life insurance,…

Indexed Universal Life Insurance Quote

vul vs iul. Which is better for cash accumulation

VUL vs. IUL (Which is Better for Wealth-Building?)

Ever wondered how you can protect your family’s future while also growing your wealth? Welcome to the world of universal life insurance, where Variable Universal Life (VUL) and Indexed Universal Life (IUL) policies come into play. These aren’t just your average insurance plans. VUL and IUL are financial powerhouses that can help you build cash…

Assurity Life Insurance – In-Depth Review of the New Online Term Policy

For an easy term policy, Assurity Life Insurance company is one of our favorites because it’s super fast (potentially under 30 minutes) to get a policy in place, it’s all online, and it offers a bunch of customization options. We’re deep diving into a review of the nitty gritty policy provision. If you want to…

Assurity StartSmart 3-in-1 Insurance Bundle – Save Time & Money

Assurity Life Insurance Company came out with a new product that’s making the insurance industry a whole lot more convenient for people to navigate, Assurity StartSmart. It’s approved in most states, although a few states have limitations on critical illness and disability policies. Quick Summary Assurity has a new, no-exam, near-instant underwriting combo policy. It…

Why is $250,000 Whole Life Insurance so Popular?

Whole life insurance has long been considered one of the most stable and reliable forms of financial protection. Among the many coverage levels available, the $250,000 whole life insurance policy stands out as one of the most popular choices in America. But why this specific amount? The answer is simple: it strikes the right balance.…

Assurity Short Term Disability Insurance – New Policy Review

We will review the new Assurity short-term disability policy, including all of the mechanics, special features, and good-to-know quirks. With 1 in 20 people experiencing a short-term disability this year, considering how to keep the bills paid is time well spent. The exciting part about this new policy is that it provides coverage for gig…

Lloyd’s of London High Limit Accident Insurance Review

This review covers high-limit accident insurance from Lloyd’s of London. We will dive into the details of coverage options for exceptional situations, pros & cons, the financial strength of the insurer, and what makes this policy different from traditional life insurance. For more generalized information on accidental death and dismemberment policies, read this article. Quick…

Does Kai-Zen Work When Interest Rates are Rising?

People have been asking if the Kai-Zen insurance strategy (indexed universal life insurance + leverage) will work when interest rates are rising. Rising interest rates is one of the risks with this type of leveraged wealth-building strategy. We will cover how interest rates affect investments, what banks look for and how Kai-Zen stands up in…