Chris Abrams, Author at Abrams Insurance Solutions

All Posts By Chris Abrams

I'm a life insurance and financial planning specialist. My goal is to help my clients build wealth and save time and money when shopping for insurance. Learn strategies to build wealth with less risk, taxes and fees. Read our client reviews to learn what it is like to work with us. My team is licensed in all 50 states and represents over 70 insurance companies. If you have been declined for coverage, have a special need or have questions; contact us. We have creative solutions for almost every situation.

Disability Insurance for Self-Employed People (Definitive Guide)

Disability insurance for self-employed people offers protection if someone becomes unable to work. Rather than rely on government programs, you can get benefits that make more sense for your standard of living and get them faster. The biggest misconception is what people think of as a disability. Since it’s not immediately apparent when someone has…

Exceptionally High-Limit Guaranteed Issue Disability Insurance for Groups

In this article, we’re going to cover the best way to get a high-limit guaranteed issue disability insurance plan set up for a group. That group could be a small business, executives at a large corporation, partners at a firm, or a group of specialty doctors at a clinic. The handy thing about these plans…

Why Choose an Annuity vs. a CD?

Annuities and certificates of deposit often end up in the list of suggestions for low-risk retirement income streams. The reasons for choosing an annuity vs. a CD vary depending on your financial goals, and in rare cases, a CD might make more sense. Quick Overview Annuities work similarly to Certificates of Deposit (CDs), but they…

How to Survive in Retirement Without Running Out of Money

Many retirees are ending up with what we call an income shortfall in retirement. That’s where the amount of assets they have saved up is simply not enough to cover their lifestyle and the expenses they’re going to incur over their lifetime. The Problem: Income Shortfall in Retirement The reason why retirees are experiencing this…

How to Build Wealth with Life Insurance Plus Leverage

Why not give yourself a bigger retirement by using leverage with life insurance? Cash-value life insurance plus leverage can increase your cash flow during retirement free of income tax. This strategy builds significant cash value using life insurance coverage as an accumulation vehicle. We’ll show you how. Leverage leaves you with as much cash in…

Term Life Insurance – The Complete Definitive Guide

Term life insurance offers coverage for a specific number of years. The time limit allows insurers to offer policies for much less than the price of permanent life insurance. It’s one of the best ways to save money on life insurance. It is increasingly popular with working parents to cover things like mortgages, working years,…

Guaranteed Universal Life Insurance (Definitive Guide)

Guaranteed universal life insurance balances a term policy’s affordability with the comprehensive coverage of a permanent policy. It’s a blend of features that delivers the best parts of both policies. In this article, we will use the term guaranteed universal life or GUL. Still, there are a few other common names for this type of…

How To Get Life Insurance After A Stroke

Finding life insurance after a stroke is easy. Finding affordable life insurance with any medical history requires a little more effort. Each life insurance company has different underwriting guidelines. With over 850 life insurance companies operating in the United States, that’s 850 possibilities. Some of these insurers are willing to offer even traditional policies without…

Critical Illness Insurance – The Complete Guide & Best Companies

Critical illness insurance pays you a lump sum if you’re diagnosed with certain illnesses – like cancer, stroke or a heart attack. You’ll occasionally see this called critical care insurance. You can use this cash for whatever you want. Most people use it to either cover medical bills not covered under their insurance or to…

Is Your Company Group Life Insurance at Risk– The Sears Lesson

Many companies offer group life insurance benefits. It’s a great employee perk that provides coverage for your family. A recent LIMRA survey shows that 108 million Americans have life insurance through a group plan. 102 million have coverage through an individual plan. The major difference between the two types is one you have control over.…