Health Conditions Archives

Health Conditions

Getting life insurance with a pre-existing health condition can be challenging, but the right policy is still within reach. Whether you have diabetes, heart disease, cancer history, or other medical conditions, insurers offer coverage tailored to your needs.

Learn how different health conditions impact life insurance rates, the best policy options, and how to improve your chances of approval.

➡ Explore expert insights on life insurance approvals, underwriting guidelines, and the best policies for various health conditions.

New to Health Conditions? Read this first.

life insurance for pre existing conditions

How to Get Approved for Life Insurance with Pre-existing Medical Conditions

How an Expert Can Help Get You Approved Getting life insurance for pre-existing medical conditions is only slightly more effort than getting approved for life insurance without pre-existing conditions. Having a past or current health condition in your medical record often doesn’t even result in a decline as a result of advances in medical technology.…

Life Insurance for Type 1 Diabetics: How to Get Approved and What to Expect

If you’re living with Type 1 diabetes, you already understand what it means to manage your health with discipline, consistency, and care. But when it comes to applying for life insurance, that effort often feels overlooked — or worse, penalized. The truth? Getting life insurance with Type 1 diabetes is absolutely possible. But it’s not…

Life Insurance for Type 2 Diabetics: Get Approved Without Overpaying

Think having Type 2 diabetes means you can’t get life insurance? Think again. Millions of Americans are managing diabetes, and more insurance companies are finally catching up. If your condition is well-controlled, and you know how to navigate the system, you can qualify for quality coverage at rates that actually make sense. However, here’s the…

Life Insurance for Diabetics: The Ultimate Guide to Getting Approved and Protected

Think having diabetes disqualifies you from life insurance? Think again. Whether you’ve just been diagnosed or you’ve managed diabetes for decades, the truth is this: You can still get life insurance with diabetes — and often at a better rate than you expect. But here’s the problem. Most people with diabetes don’t know where to…

Get Life Insurance with Congestive Heart Failure

Life insurance with congestive heart failure is possible to get. Guaranteed issue life insurance is likely the best option for CHF. In this article, we’ll explain how and examine the top four companies. Key Points Can you Get Life Insurance with Congestive Heart Failure? Yes. You will be limited to specific types of life insurance,…

Life Insurance for Cystic Fibrosis Patients

Life insurance for cystic fibrosis is possible, although tricky. While the average lifespan with the disease used to be 37.5 years in the United States, doctors expect children born in this millennium to live well into their 50s. Life insurance companies tend to drag their feet on adjusting their mortality tables to accommodate medical advances…

How To Get Life Insurance After A Stroke

Finding life insurance after a stroke is easy. Finding affordable life insurance with any medical history requires a little more effort. Each life insurance company has different underwriting guidelines. With over 850 life insurance companies operating in the United States, that’s 850 possibilities. Some of these insurers are willing to offer even traditional policies without…

How to Find Life Insurance with an Eating Disorder (Insider Info)

The first way to make sure you aren’t overpaying for life insurance with an eating disorder is to get quotes from multiple companies. Not every life insurance company looks at health conditions in the same way. Even then it may come down to the type of eating disorder. One may favor anorexia nervosa over bulimia…

getting life insurance after thyroid cancer

How to Find Affordable Life Insurance After Thyroid Cancer

You can get approved for life insurance after thyroid cancer. Before you beat thyroid cancer, insurance options are limited to guaranteed issue policies. After you recover, your options will depend on the type and stage you beat. Quick Summary Thyroid cancer has several different subtypes and forms of those subtypes. Not to mention all the…

Finding Affordable Life Insurance with Dermatitis

For most forms of dermatitis, finding life insurance isn’t a big deal. The insurance companies make a note of it and move on. For some types of dermatitis, it can crush your chances of getting into a good health class. While most people won’t have problems finding affordable life insurance with dermatitis, it’s important to…

How to Get Low Cost Life Insurance with a Hearing Impairment or Deafness

Hearing impairment and deafness affect 37.5 million Americans. The National Institute on Deafness and Other Communication Disorders (NIDCD) reports that as many as 15% of American adults over age 18 have some form of hearing impairment. Getting life insurance with a hearing impairment or deafness will entirely depend on the cause of the hearing loss.…