Guaranteed issue life insurance is a fantastic choice for people who would otherwise be unable to get traditional life insurance. It sounds easy. (It is.) The catch is that life insurance companies charge more for these types of policies. If you found your way here at the start of the life insurance process, we strongly…Read More
Getting excellent life insurance for a 62 year old can be as tricky as you want to make it. So the good news is that it can also be as easy as you want it to be. With over 850 companies in the United States offering life insurance, there is a lot of competition for…Read More
Finding life insurance for a 58 year old can be terrible, especially since medical concerns seem to crop up as time goes on. There are a handful of tricks to saving money on the policy that will best fit your family. To see what your rates might be right now, use the Instant Quotes tool…Read More
Life insurance for special needs children can be an essential part of their financial planning as they grow up. There are even ways to ensure that a life insurance policy can provide for them. Money that comes from a life insurance claim is non-taxable in most cases. That means you can provide for your special…Read More
Reevaluating finances is a common practice once you start approaching retirement. Reevaluating life priorities is part of that process when you have life insurance over 60. The first step is looking at your goals. Most people choose life insurance for different reasons in their golden years than when they’re younger. If you have any questions…Read More
Is finding low-cost life insurance with an opiate addiction possible? Most definitely. There are many types of opiates beyond heroin and opium that Americans use legally every day. The problem is that all forms of opiates are physically and mentally addicting which can cause problems with prescription medication. According to a survey of 51,200 Americans…Read More
Some life insurance contracts allow the dispensation of benefits before someone dies. It is a rider called an accelerated death benefit (ADB). You will also see people refer to it as living benefits. You can use these terms interchangeably. This is different from the cash accumulation value that builds up in permanent life insurance. You…Read More
Buying life insurance with Addison’s disease can be a challenge for 2 reasons. The first reason is Addison’s is a rare disease. Rare conditions are more difficult to insure because underwriters don’t have a firm understanding of what they do to someone’s life expectancy. There is less historical data available on which to base rates…Read More
Starting with research is the single best way to find affordable life insurance for a 67-year-old. It opens the doors to money saving tips and resources to find the best company for your family, even in your 60’s. Quick Summary Saving money on life insurance at age 67 is easy if you follow the simple…Read More
Good news! The majority of the time life insurance with an amputation doesn’t involve a bunch of extra premiums. Only a few situations will result in a rating or decline, but those are few and far between. There are roughly (depending on the company) 16 rating classifications. Each will determine the rates you pay. Both…Read More
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