Blog of Abrams Insurance in San Diego CA 858-703-6178

life insurance for a 58 year old man or woman

Fantastic Life Insurance for a 58 Year Old (Tips & Pricing)

Finding life insurance for a 58 year old can be terrible, especially since medical concerns seem to crop up as time goes on. There are a handful of tricks to saving money on the policy that will best fit your family. To see what your rates might be right now, use the Instant Quotes tool…

Life Insurance for Special Needs Children – How to Give After You’re Gone

Life insurance for special needs children can be an essential part of their financial planning as they grow up. There are even ways to ensure that a life insurance policy can provide for them. Money that comes from a life insurance claim is non-taxable in most cases. That means you can provide for your special…

affordable life insurance for seniors over 60

A Look at Life Insurance Over 60 (Comprehensive Guide)

Reevaluating finances is a common practice once you start approaching retirement. Reevaluating life priorities is part of that process when you have life insurance over 60. The first step is looking at your goals. Most people choose life insurance for different reasons in their golden years than when they’re younger. If you have any questions…

Life Insurance with Opiate Addiction (What You Should Know)

Is finding low-cost life insurance with an opiate addiction possible? Most definitely. There are many types of opiates beyond heroin and opium that Americans use legally every day. The problem is that all forms of opiates are physically and mentally addicting which can cause problems with prescription medication. According to a survey of 51,200 Americans…

How Can an Accelerated Death Benefit Rider Help Me?

Some life insurance contracts allow the dispensation of benefits before someone dies. It is a rider called an accelerated death benefit (ADB). You will also see people refer to it as living benefits. You can use these terms interchangeably. This is different from the cash accumulation value that builds up in permanent life insurance. You…

best life insurance with addison's disease

Best Approach for Buying Life Insurance with Addison’s Disease

Buying life insurance with Addison’s disease can be a challenge for 2 reasons. The first reason is Addison’s is a rare disease. Rare conditions are more difficult to insure because underwriters don’t have a firm understanding of what they do to someone’s life expectancy. There is less historical data available on which to base rates…

Best Life Insurance Rates for 67 Year Old [Insider Information]

Starting with research is the single best way to find affordable life insurance for a 67-year-old. It opens the doors to money saving tips and resources to find the best company for your family, even in your 60’s. Quick Summary Saving money on life insurance at age 67 is easy if you follow the simple…

How To Find Low-Cost Life Insurance with an Amputation

Good news! The majority of the time life insurance with an amputation doesn’t involve a bunch of extra premiums. Only a few situations will result in a rating or decline, but those are few and far between. There are roughly (depending on the company) 16 rating classifications. Each will determine the rates you pay. Both…

What is the Medical Information Bureau & How Does It Help?

The medical information bureau is a little-known part of the life insurance application process (even the no-exam policies.) Some consumers become alarmed when they find out they’re signing their personal information away to a 3rd party. If you have concerns or questions at any point in the article, leave us a note in the comments.…

Buying Life Insurance for Parents (Complete Guide)

One important question that every American needs to ask their parents is “do you have life insurance?” Whether you are considering life insurance for parents or not, knowing is part of a good estate plan. This is an awkward question to ask your parents, but your parents might have debts, medical bills, or no savings…