Blog of Abrams Insurance in San Diego CA 858-703-6178

Premium Financing For Life Insurance (An Easy How-To Guide)

One of the most cost-effective ways for high net worth individuals to protect their assets and create estate liquidity is to take advantage of premium financing for life insurance. The problem is that high net worth individuals require large life insurance policies. These can become extraordinarily costly. While paying the premiums may not be an…

Guaranteed Issue Life Insurance (Your Complete Guide)

Guaranteed issue life insurance is a fantastic choice for people who would otherwise be unable to get traditional life insurance. It sounds easy. (It is.) The catch is that life insurance companies charge more for these types of policies. If you found your way here at the start of the life insurance process, we strongly…

Life Insurance for a 62 Year Old at Stellar Pricing

Getting excellent life insurance for a 62 year old can be as tricky as you want to make it. So the good news is that it can also be as easy as you want it to be. With over 850 companies in the United States offering life insurance, there is a lot of competition for…

life insurance for a 58 year old man or woman

Fantastic Life Insurance for a 58 Year Old (Tips & Pricing)

Finding life insurance for a 58 year old can be terrible, especially since medical concerns seem to crop up as time goes on. There are a handful of tricks to saving money on the policy that will best fit your family. To see what your rates might be right now, use the Instant Quotes tool…

Life Insurance for Special Needs Children – How to Give After You’re Gone

Life insurance for special needs children can be an essential part of their financial planning as they grow up. There are even ways to ensure that a life insurance policy can provide for them. Money that comes from a life insurance claim is non-taxable in most cases. That means you can provide for your special…

affordable life insurance for seniors over 60

A Look at Life Insurance Over 60 (Comprehensive Guide)

Reevaluating finances is a common practice once you start approaching retirement. Reevaluating life priorities is part of that process when you have life insurance over 60. The first step is looking at your goals. Most people choose life insurance for different reasons in their golden years than when they’re younger. If you have any questions…

Life Insurance for Drug Addicts with Opiate Addiction

Finding life insurance for drug addicts, including those with a history of opioid or opiate addiction, can feel overwhelming. Many people assume they are automatically disqualified or that coverage is impossibly expensive. That’s not true. Life insurance is still possible in many cases. The key is understanding how insurers evaluate risk, how addiction history is…

How Can an Accelerated Death Benefit Rider Help Me?

Some life insurance contracts allow the dispensation of benefits before someone dies. It is a rider called an accelerated death benefit (ADB). You will also see people refer to it as living benefits. You can use these terms interchangeably. This is different from the cash accumulation value that builds up in permanent life insurance. You…

best life insurance with addison's disease

Best Approach for Buying Life Insurance with Addison’s Disease

Buying life insurance with Addison’s disease can be a challenge for 2 reasons. The first reason is Addison’s is a rare disease. Rare conditions are more difficult to insure because underwriters don’t have a firm understanding of what they do to someone’s life expectancy. There is less historical data available on which to base rates…

Best Life Insurance Rates for 67 Year Old [Insider Information]

Starting with research is the single best way to find affordable life insurance for a 67-year-old. It opens the doors to money saving tips and resources to find the best company for your family, even in your 60’s. Quick Summary Saving money on life insurance at age 67 is easy if you follow the simple…