Blog of Abrams Insurance in San Diego CA 858-703-6178

Getting Great, Affordable Life Insurance at Age 55

55 is a major changing point in life insurance. So if you get nothing else out of this post, please keep the following in mind. Age 55 is the last time most companies offer a 30 year term. Some companies, such as Transamerica, still offer 30 year terms through age 58. Yet you have significantly…

keep coverage when life insurance child rider expires

Important Options When a Life Insurance Child Rider Expires

You have several options when your life insurance child rider expires. Yet it boils down to one initial decision. Convert the child’s life insurance policy to permanent life insurance or not. We will explain both the pros and cons of converting to a permanent life insurance policy. Additionally, we will cover when a child rider…

Best Term Life Insurance Child Rider for Special Needs Kids

Many life insurance companies will decline special needs children based on their health conditions. That makes getting a term life insurance child rider for special needs kids extremely difficult. This article will cover the policy details for two companies that do not underwrite their term life child riders so that you can skip this particular…

5 Strong Child’s Life Insurance Riders – Who Has the Best?

So you’re considering child’s life insurance. Or at least want to know more about it. Start here for an overview. In this article, we look at the 5 strongest child’s life insurance riders on term policies. You will find details on which companies have the best riders to protect every life in your family. What…

How to Find the Best Life Insurance Over 40 (Age Specifics)

The single most important thing about researching life insurance over 40 is to remember that everyone has a unique situation. What is right for most people, might not be best for your family. Before you start, we strongly recommend writing down why you are looking into life insurance. The reason(s) will determine the type and…

How to Get Crazy Low Life Insurance Rates For a 34 Year Old

In my imagination, finding life insurance for a 34 year old was similarly catalogued with going to the DMV. Just a thing that needs to get done. Takes forever. A huge Inconvenience. Capital “I” included. But like many things, the internet makes everything easier. I don’t have to go to an office inconveniently opened only…

Everything You Need to Know About Life Insurance in Your 30s

You might not be thinking about buying life insurance in your 30s, but your 30s can be the best time to buy. There are an increasing number of reasons to protect your family as you age. Many people are getting married, buying houses, and raising families. Below you will find information on how to save…

low price term life insurance rates by age

Insider Term Life Insurance Rates by Age (Instant Quotes 20s to 80s)

To find your term life insurance rates by age, scroll down to find your age bracket. Click the header on the age bracket for information specific to that decade of your life. There are links there which will lead you to specific rates by age. Your age is the number one factor in determining the…

Low Price Term Life Insurance for 46 Year Olds

Good news on reasonably priced term life insurance for 46 year olds (both men and women). We looked into low cost options and put together tables of sample term life insurance rates below. You will also find information on how to save money, get life insurance without medical exams, and the difference between term and…

Low Cost Life Insurance with Pancreatitis? No Problem!

Low cost life insurance with Pancreatitis is easy if you know where to look. Pancreatitis does not hinder you from finding low cost life insurance as much as some people believe. So if you have or have recovered from Pancreatitis, know that there are multiple options for life insurance coverage. (Use the INSTANT QUOTES box…