Blog of Abrams Insurance in San Diego CA 858-703-6178

rates for life insurance for a 60 year old

Life Insurance for a 60 Year Old (Rates and Advice)

Wait. Before we go any further, I need to tell you something important. Age 60 is the last year you can take advantage of SBLI’s no medical exam term life insurance. Over 60, you have to take a medical exam. So if you are considering getting life insurance for a 60 year old, hate needles,…

How to Get Approved for Life Insurance While Pregnant

One of the primary reasons to purchase life insurance is the birth of a child. Most parents want to make sure their children will be financially provided for in the event of their passing. If the pregnancy is a surprise, this can lead to the mother looking into life insurance while pregnant. How Much will…

Getting Great, Affordable Life Insurance at Age 55

55 is a major changing point in life insurance. So if you get nothing else out of this post, please keep the following in mind. Age 55 is the last time most companies offer a 30 year term. Some companies, such as Transamerica, still offer 30 year terms through age 58. Yet you have significantly…

keep coverage when life insurance child rider expires

Important Options When a Life Insurance Child Rider Expires

You have several options when your life insurance child rider expires. Yet it boils down to one initial decision. Convert the child’s life insurance policy to permanent life insurance or not. We will explain both the pros and cons of converting to a permanent life insurance policy. Additionally, we will cover when a child rider…

Best Term Life Insurance Child Rider for Special Needs Kids

Many life insurance companies will decline special needs children based on their health conditions. That makes getting a term life insurance child rider for special needs kids extremely difficult. This article will cover the policy details for two companies that do not underwrite their term life child riders so that you can skip this particular…

5 Strong Child’s Life Insurance Riders – Who Has the Best?

So you’re considering child’s life insurance. Or at least want to know more about it. Start here for an overview. In this article, we look at the 5 strongest child’s life insurance riders on term policies. You will find details on which companies have the best riders to protect every life in your family. What…

How to Find the Best Life Insurance Over 40 (Age Specifics)

The single most important thing about researching life insurance over 40 is to remember that everyone has a unique situation. What is right for most people, might not be best for your family. Before you start, we strongly recommend writing down why you are looking into life insurance. The reason(s) will determine the type and…

How to Get Crazy Low Life Insurance Rates For a 34 Year Old

In my imagination, finding life insurance for a 34 year old was similarly catalogued with going to the DMV. Just a thing that needs to get done. Takes forever. A huge Inconvenience. Capital “I” included. But like many things, the internet makes everything easier. I don’t have to go to an office inconveniently opened only…

Everything You Need to Know About Life Insurance in Your 30s

You might not be thinking about buying life insurance in your 30s, but your 30s can be the best time to buy. There are an increasing number of reasons to protect your family as you age. Many people are getting married, buying houses, and raising families. Below you will find information on how to save…

low price term life insurance rates by age

Insider Term Life Insurance Rates by Age (Instant Quotes 20s to 80s)

To find your term life insurance rates by age, scroll down to find your age bracket. Click the header on the age bracket for information specific to that decade of your life. There are links there which will lead you to specific rates by age. Your age is the number one factor in determining the…