Indexed Universal Life (IUL) Archives

Indexed Universal Life (IUL)

Indexed Universal Life (IUL) insurance combines flexible premiums, tax-free growth, and market-linked returns with downside protection. Ideal for wealth-building, retirement planning, and tax-efficient estate strategies, IUL offers the security of life insurance while allowing your cash value to grow based on market performance.

Learn how IUL works, its benefits, and how it compares to other life insurance and investment options.

➡ Explore expert insights on IUL benefits, policy structures, and how to maximize tax-free retirement income.

New to Indexed Universal Life (IUL)? Read this first.

Indexed Universal life insurance definitive guide 2025

Indexed Universal Life Insurance: 2025 Definitive Guide

Indexed universal life insurance (IUL) is one of the more innovative wealth-building options available today. First and foremost, it provides a death benefit like all life insurance policies. The difference is that this one also provides a build-up of cash inside the policy. This cash is not exposed to market risk, can be accessed tax-free,…

Best way to save for retirement without a 401k

Is a 401K Really the Best Way to Save for Retirement?

Upon entering Corporate America, my HR director stressed the importance of participating in my 401K to save for retirement. She said if I max it out every year and save diligently, I’ll have $2million saved for retirement with no worries. She said it was the best way and how most of America will create a…

A New and Improved Retirement Savings Plan!

A Retirement Plan that Provides More Flexibility and Less Market Risk and Taxes Than a 401(k) If you are frustrated with the volatility in your 401(k), it’s important to learn about alternative options. Often the American worker starts a 401K with the best intentions, but does not realize the pitfalls that also plague a 401K. …