Chris Abrams, Author at Abrams Insurance Solutions

All Posts By Chris Abrams

I'm a life insurance and financial planning specialist. My goal is to help my clients build wealth and save time and money when shopping for insurance. Learn strategies to build wealth with less risk, taxes and fees. Read our client reviews to learn what it is like to work with us. My team is licensed in all 50 states and represents over 70 insurance companies. If you have been declined for coverage, have a special need or have questions; contact us. We have creative solutions for almost every situation.

Protection Plus Term Life Insurance [No Health Questions & No Exam]

Protection Plus is temporarily NOT AVAILABLE. I will update this post as soon as you can purchase Protection Plus again. We have another policy that is easy to qualify for called Value 20. Value 20 is a Term Life policy with only 3 questions to qualify. To learn more about Value 20 and apply online,…

Living Trusts – The Next Step to Protect Your Children with Life Insurance

You bought life insurance to protect your children, but you are not finished yet. Probate courts will not issue large life insurance checks to minors. So where does that money go until your children become adults? How will their guardian afford to care for them? A living trust solves these problems. Plus, they’re easy to…

Finding Affordable Life Insurance with Dermatitis

For most forms of dermatitis, finding life insurance isn’t a big deal. The insurance companies make a note of it and move on. For some types of dermatitis, it can crush your chances of getting into a good health class. While most people won’t have problems finding affordable life insurance with dermatitis, it’s important to…

Astounding Tips for Finding Low Cost Life Insurance for a 59 Year Old

Getting life insurance for a 59 year old doesn’t have to be a hassle. There are several shortcuts you can take to save yourself both time and money. The most important part is not putting it off for another year or two. That little delay can quickly add up in premiums. Try to lock-in the…

How to Get Low Cost Life Insurance with a Hearing Impairment or Deafness

Hearing impairment and deafness affect 37.5 million Americans. The National Institute on Deafness and Other Communication Disorders (NIDCD) reports that as many as 15% of American adults over age 18 have some form of hearing impairment. Getting life insurance with a hearing impairment or deafness will entirely depend on the cause of the hearing loss.…

Life Insurance Rates at Age 64 (How to Get the Good Ones)

Life insurance rates at age 64 surprise many people in their affordability. Although admittedly this depends on your health. There are also several options on types of life insurance to meet the needs of different family situations. How to Save Money on Life Insurance Rates at Age 64 These are easy ways that any 64…

Low Cost Life Insurance with Atrial Fibrillation

Getting Inexpensive Life Insurance with Atrial Fibrillation (Here’s How)

Easily getting affordable life insurance with atrial fibrillation can be extremely easy. Although in cases where the AFib is indicative of an underlying medical condition, that’s a different story. It’s one of those conditions which depend more on what your medical records say than the diagnosis itself. The most important thing to remember when shopping…

What is Long Term Care? (How to Protect Your Nest Egg From Old Age)

Why should you consider long term care insurance? What are your options to pay for this? What does long term care even cover? If you have questions at any point during this article, use the box at the top of this page, leave them in the comments or give us a call at (858) 703-6178.…

Life Insurance for a 32 Year Old (Rates and Tips on Saving Money)

Congratulations! You are at a stage in your life where you have a reason to buy life insurance. That usually boils down to getting married, having children, or buying a home. Well done! The good news is that life insurance for a 32-year-old is still comparatively inexpensive compared to waiting another few years. (See other…

Best life insurance with living benefits

Term Life Insurance With Living Benefits (3 Best Companies)

Fewer and fewer companies offer term life insurance with living benefits nowadays. In contrast, living benefits come standard with many permanent policies, like whole life or indexed universal life. But there is another part of term life insurance less well-known, living benefits. Some life insurance companies offer additional protection above and beyond death benefits. These…