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Everybody Gets Approved with Protection PLUS Guaranteed Term Life Insurance!

Protection PLUS Life (Guaranteed Issue Term Life Insurance) - the perfect solution to fit your Life Insurance needs. 

Available to anyone age 18 - 75. Everyone qualifies and is accepted - Guaranteed!

Enroll online or give us a call at (888) 905-0333. All applications approved!

Your WAOA Guaranteed Issue Term Group Life Membership benefit package includes:

Association Membership

  • Wellness Plan of America

Non-Insured Benefits

  • Wellness Assessment
  • Naturopathic & Wellness Doctors
  • Weight Loss Programs
  • Weight Management
  • Natural Allergy Management
  • Vitamins & Supplements
  • Diabetic Care Services and Daily Living Products
  • Prescription Discount
  • Dental Care
  • Vision Care
  • Lab Testing
  • 24/7 Doctor
  • Hearing Care
  • Medical Bill Help

Insured Benefits

  • Guaranteed Issue Term Life Insurance: Underwritten by LifeShield National Insurance Company


Individuals can elect the membership option to fit their needs and budget. The program options available include $10,000 to $50,000 of 5-year Renewable and Convertible Modified Term Life. Affordable monthly costs are age banded with modified death benefits in year one and two.  

Coverage is renewable to age 80 and includes many complimentary non-insured benefits and services. Guaranteed term life insurance coverage is issued and insured by LifeShield National Insurance Company. 

This is a 5 Year Renewable and Convertible Modified Group Term policy issued to the Association. Monthly membership dues include renewal of covered individuals. Term Policy Certificate will be based on current age at policy certificate issue or renewal date.

Protection PLUS Life Insurance Graded Benefits

Accidental Death - Ultimate Face Amount in All Years

Protection PLUS Guaranteed Term Life Insurance is not available in all states. Members coverage subject to policy terms, conditions, and exclusions. See policy coverage certificate for details. 

Protection PLUS Life Insurance pricing

As a WAOA member, you will have access to:

  • Free Wellness Assessment - to jump start your journey to a healthy lifestyle you have access to a free in-depth online Wellness Assessment
  • Free One-on-One Consultation - with our experienced renowned Naturopathic Doctor to recommend a treatment plan to improve the quality of your life naturally.
  • Weight Loss Program - our Naturopathic Doctor will recommend a weight loss program specialized just for you. 
  • Lifetime Weight Management - as you reach your goal, our Naturopathic Doctor will suggest a weight management program to help you maintain your desired weight.
  • Natural Allergy Management - our Naturopathic Doctor will suggest how to manage your seasonal or year-long allergies with natural supplements.
  • Vitamins and Supplements - WAOA gives you 15% savings and access to high quality vitamins and supplements to create a healthier you with an affordable, simple, and practical approach. 
  • Wellness Resources and Articles - receive weekly articles which provide advice on how to overcome the most common health problems such as type 2 diabetes, obesity, thyroid issues, and other metabolic issues.
  • Health and Wellness Card - our health and wellness card will provide you and your family access to savings on a wide range of health care products and services.
  • Prescription Advocacy Plan - will help you find the lowest RX price available. You and any member of your family can save up to 25% or more savings on your prescription by using a prescriptions savings card.

Wellness Association of America

Wellness America is a comprehensive membership designed to address your everyday health and wellness needs. This program was created to assist our members in making the necessary lifestyle changes critical to long-term health through free ongoing services in addition to member's only savings on wellness benefits. What makes the Wellness Association unique is that we provide access to our highly trained Wellness Doctors as you make the journey to good health and wellness...for your lifetime. 

How to Enroll for Guaranteed Issue Life Insurance - Instant Acceptance

You can be covered by life insurance in 2 easy steps:

  1. Enroll online or give us a call at (888) 905-0333 to enroll.
  2. After you start the application online, we need to have a 5 minute phone call to complete the application.

Within 10 minutes, you can have this life insurance in place and peace of mind for your loved ones. All applications approved - no questions asked!

​How Abrams Insurance Solutions Can Help

​As a group of independent life insurance agents, we work for you. Our goal is to find affordable life insurance protection for every family that needs it. And if it’s part of a program that looks to keep you healthy too? That’s a big bonus.

We have families too. Should anything happen, we know the importance of caring for loved ones, even after someone passes away. Guaranteed term life insurance is the solution if you have any trouble getting approved for life insurance.

If you have any questions, give one of our friendly agents a call at (888) 905-0333 to see if Protection PLUS Guaranteed Term Life Insurance is right for your family. We are happy to help, and there is never any obligation to buy. 

Are you a life insurance agent looking to help your clients access Protection PLUS Guaranteed Issue Term Life Insurance?

We are helping other agents get started with this program. You can help your hard-to-insure clients finally get coverage by completing your contracting here. Use this guaranteed term life insurance policy as a bridge until your client qualifies for a guaranteed issue whole life policy. Questions? Give us a call at 888-905-0333.

Chris Abrams

Mr. Abrams and his team have helped 1,000's of people get approved for insurance in all 50 states. Our mission is to save you time and money on your insurance purchase. You can learn more about who we are and read our client reviews. Feel free to send Chris a message here.

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