Chris Abrams, Author at Abrams Insurance Solutions

All Posts By Chris Abrams

I'm a life insurance and financial planning specialist. My goal is to help my clients build wealth and save time and money when shopping for insurance. Learn strategies to build wealth with less risk, taxes and fees. Read our client reviews to learn what it is like to work with us. My team is licensed in all 50 states and represents over 70 insurance companies. If you have been declined for coverage, have a special need or have questions; contact us. We have creative solutions for almost every situation.

Accidental Death and Dismemberment (AD&D) Insurance

Accidental death and dismemberment insurance policy, also known as AD&D insurance, is a low-cost alternative to life insurance. It is a way for people who might otherwise be declined or worry about being rejected for traditional life insurance. Keep in mind there are a handful of life insurance policies that will approve anyone. Accidental death…

How To Find Life Insurance at 56 (Great Policy, Low Price)

Life insurance is more expensive as you age. Yet finding affordable life insurance at any age (including 56) is not an overwhelming task. There are a few steps you can follow to make the process painless for both yourself and your wallet. You can also see what difference companies charge by using the Instant Quotes…

Finding Affordable Life Insurance After Prostate Cancer

It is natural to assume that finding reasonably priced life insurance after prostate cancer would be difficult. After all, it is the second most common cancer in men (after skin tumors). It’s also the second most deadly, after lung cancer. Luckily, if you caught it early, you have a good shot at getting normal rates.…

The Ultimate Analysis of Return of Premium Life Insurance

Return of premium life insurance sounds like a win-win. You either protect your family if something awful happens, or you get your money back. Like with most financial decisions, you only uncover the truth of the matter when you dig deeper. Quick aside: you will find many articles either promoting return of premium or blasting…

Genetic Testing and Life Insurance (Everything You Need to Know)

In recent years, advancements in genetic testing have revolutionized the medical field, offering insights into our health and potential risks related to various diseases. However, this development has raised significant questions and concerns about its implications for life insurance policies. As consumers navigate this evolving landscape, understanding the intersection of genetic testing and life insurance…

Declined for Life Insurance? – You Have Options

Have you been declined for life insurance before? Do you worry that a company might deny you coverage in the future for a pre-existing condition? Many Americans have a serious medical condition, a severe mental disorder, or are permanently disabled. Others have a family history of illness or work in dangerous occupations. Underwriters often decline…

Find Low Price Life Insurance with Iron Deficiency Anemia

The cost of buying life insurance with iron deficiency anemia will vary from person to person. In some instances, people with iron deficiency anemia will be able to get a good rating and low premiums. Others may have difficulty finding a standard life insurance policy and may have to seek alternative forms of life insurance.…

Tricks for Finding Great Multiple Sclerosis Life Insurance

When I tell someone I can find them affordable life insurance for multiple sclerosis, skepticism is always the first reaction. Rightly so when it can be difficult to find affordable health insurance and nearly impossible to find disability insurance. Yet multiple sclerosis life insurance is different. Some companies make it hard on you, but with…

Life Insurance for a 33 Year Old–Tips to Find the Best Rates

The good news you’re still young. The bad news is those weird pains that happen as you age have probably started. But since those do not have any affect on life insurance, your rates can be nearly as low as what you would get in your 20s. Life insurance for a 33 year old (or…

The Search for Affordable Sleep Apnea Life Insurance

The good news is that many people can find affordable sleep apnea life insurance. 1 in 15 people or 18 million Americans have this sleep disorder. However, sleep apnea can be a potentially serious condition. It is also associated with other physical conditions or lifestyle behaviors. These, in turn, can impact how life insurance companies…