Chris Abrams, Author at Abrams Insurance Solutions

All Posts By Chris Abrams

I'm a life insurance and financial planning specialist. My goal is to help my clients build wealth and save time and money when shopping for insurance. Learn strategies to build wealth with less risk, taxes and fees. Read our client reviews to learn what it is like to work with us. My team is licensed in all 50 states and represents over 70 insurance companies. If you have been declined for coverage, have a special need or have questions; contact us. We have creative solutions for almost every situation.

Mutual of Omaha Accidental Death Insurance: Is It Worth It?

Life can be unpredictable, and accidents can occur at any time, often with devastating financial consequences for families. According to the National Safety Council, a preventable injury-related death occurs every two minutes in the United States. Mutual of Omaha’s Guaranteed ADvantage Accidental Death Insurance provides crucial financial support precisely when unexpected tragedies strike. In this…

Life Insurance for Type 1 Diabetics: How to Get Approved and What to Expect

If you’re living with Type 1 diabetes, you already understand what it means to manage your health with discipline, consistency, and care. But when it comes to applying for life insurance, that effort often feels overlooked — or worse, penalized. The truth? Getting life insurance with Type 1 diabetes is absolutely possible. But it’s not…

Life Insurance for Type 2 Diabetics: Get Approved Without Overpaying

Think having Type 2 diabetes means you can’t get life insurance? Think again. Millions of Americans are managing diabetes, and more insurance companies are finally catching up. If your condition is well-controlled, and you know how to navigate the system, you can qualify for quality coverage at rates that actually make sense. However, here’s the…

Life Insurance for Diabetics: The Ultimate Guide to Getting Approved and Protected

Think having diabetes disqualifies you from life insurance? Think again. Whether you’ve just been diagnosed or you’ve managed diabetes for decades, the truth is this: You can still get life insurance with diabetes — and often at a better rate than you expect. But here’s the problem. Most people with diabetes don’t know where to…

Indexed Universal Life Insurance Policy: Strategic Financial Tool or Overhyped Product?

“Is IUL a good fit for building long-term wealth?” As a high-income professional, you know the value of making smart financial choices. While Indexed Universal Life (IUL) isn’t a traditional investment, it’s a powerful cash value life insurance policy with growth potential tied to market performance. It offers a strategic blend of permanent life insurance…

Instant Life Insurance: Learn, Decide, Get Covered

Instant life insurance is becoming popular for good reason—it’s quick, easy, and skips the hassle of traditional medical exams. But what exactly is instant decision life insurance, and is it right for you? This guide covers everything clearly and simply, including the benefits, potential drawbacks, and trusted providers like Assurity and Ethos. Key Takeaways What…

Gerber Life Accident Insurance: A Review & Guide for 2025

Let’s face it—life is unpredictable, and accidents happen when we least expect them. Gerber Accident Insurance provides a comforting safety net, ensuring you and your loved ones are financially protected when accidents occur. The best part? You’re covered regardless of your health or job. In this article, you’ll learn exactly how Gerber Accidental Death Insurance…

Fidelity Accident Insurance: Coverage Plan and Benefits

Enjoying life to the fullest also means planning ahead. Fidelity accident insurance can help you do just that—with affordable coverage that protects your loved ones if the unexpected happens. Fidelity Life’s Accidental Death Benefit (ADB) insurance offers valuable financial support if a fatal accident occurs. In this guide, we’ll explore how the plan works, who…

IUL for Kids – How $200 A Month Becomes A Six-Figure Retirement

Imagine turning the modest sum of $200 a month into a comfortable six-figure nest egg for your child’s retirement. Sounds too good to be true? Let me introduce you to Indexed Universal Life (IUL) insurance—a financial tool that not only provides life insurance protection but also offers a unique blend of growth potential and safety.…

IUL vs. Whole Life: What’s the Smarter Long-Term Strategy?

Choosing the right life insurance policy can feel overwhelming, especially when you’re deciding between IUL vs. whole life. These two permanent life insurance options provide lifelong coverage and build cash value, but they do it in very different ways. We’ll break down these choices clearly, so you can comfortably decide which best fits your financial…