Guaranteed Issue Archives

Guaranteed Issue

Guaranteed issue life insurance provides coverage with no medical exams or health questions, making it an ideal option for seniors and individuals with pre-existing conditions. Whether you need protection for final expenses, outstanding debts, or leaving a financial legacy, these policies offer peace of mind with affordable premiums and guaranteed approval.

Learn how to find the best policy and compare options for your specific needs.

➡ Explore expert insights on guaranteed issue life insurance benefits, policy costs, and how to qualify.

New to Guaranteed Issue? Read this first.

Guaranteed Issue Life Insurance (Your Complete Guide)

Guaranteed issue life insurance is a fantastic choice for people who would otherwise be unable to get traditional life insurance. It sounds easy. (It is.) The catch is that life insurance companies charge more for these types of policies. If you found your way here at the start of the life insurance process, we strongly…

EMA Value 20 Term Life Insurance Accepts Often-Declined Medical Conditions

The EMA Value 20 membership plan includes: Value 20 Life Features: Where Is Value 20 Life Available? Three Qualifying Questions As long as you’re 18 years old, you can apply all the way up through age 74. They guarantee acceptance to anyone answering “no” to the following questions: 1. Are you terminally ill? (Life expectancy…

Reviewed: Great Western Insurance Guaranteed Issue Life Insurance

Great Western Insurance offers only final expense style insurance policies. Some of these are guaranteed issue life insurance policies with no medical questions or exams. One policy only asks a handful of medical questions. Great Western also offers pre-need insurance plans. We will touch on the difference between what that is and more traditional life…

Gerber Life guaranteed issue life insurance policy

Reviewed: Gerber Guaranteed Issue Life Insurance

We will examine Gerber guaranteed issue life insurance – the benefits, qualifications, and details in the fine print. Guaranteed life insurance products offer peace of mind to someone who might otherwise be uninsurable due to medical conditions, health history, and other hurdles in the application process. Companies offer this type of guaranteed acceptance policy so…

AIG guaranteed issue whole life insurance review

Reviewed: AIG GIWL (Guaranteed Issue Whole Life) Insurance

We’re reviewing the Guaranteed Issue Whole Life insurance product from American General Life Insurance Company, aka AIG. We’ll cover the benefit amounts, waiting period, guaranteed issue policy type, riders, and underwriting turnaround time. For an in-depth understanding of exactly how guaranteed issue policies work, as well as their pros and cons, click here. Quick Summary…

Protection Plus Term Life Insurance [No Health Questions & No Exam]

Protection Plus is temporarily NOT AVAILABLE. I will update this post as soon as you can purchase Protection Plus again. We have another policy that is easy to qualify for called Value 20. Value 20 is a Term Life policy with only 3 questions to qualify. To learn more about Value 20 and apply online,…