Life Insurance

Life insurance provides financial security for your loved ones, ensuring they are protected from unexpected financial burdens. Whether you need term life, whole life, or indexed universal life (IUL), the right policy can offer income replacement, estate planning benefits, and tax advantages.

Learn how to compare life insurance policies, understand underwriting requirements, and choose the best coverage for your needs.

➡ Explore expert insights on life insurance types, coverage options, and how to secure affordable protection.

New to Life Insurance? Read this first.

No Exam Life Insurance – The Best Companies & How To Qualify

Life insurance with no medical exam is a convenient and affordable option for coverage. If you need coverage fast or don’t like needles, this might be the perfect option for you. We represent all of the major companies and will match you with the option that best protects your family at the lowest cost. Why…
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life insurance for a 30 year old

How to Find the Best Life Insurance Policy for a 30 Year Old

​Life insurance is cheaper the younger you buy it. Waiting, even a year, can make a 3% to 8% difference in your premiums. Life insurance for a 30 year old is about as cheap as it’s going to get. Not everyone needs life insurance in their 30s. It depends on what’s going on in your…
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getting life insurance after thyroid cancer

How to Find Affordable Life Insurance After Thyroid Cancer

You can get approved for life insurance after thyroid cancer. Before you beat thyroid cancer, insurance options are limited to guaranteed issue policies. After you recover, your options will depend on the type and stage you beat.  Quick Summary Thyroid cancer has several different subtypes and forms of those subtypes. Not to mention all the…
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life insurance at 65 year old

How to Get the Lowest Prices on Life Insurance for a 65 Year Old

Life insurance for a 65 year old actually has some advantages, believe it or not. The best one is that many life insurance companies change their build charts at 65 to allow a little more weight in the better health classes. Scientific studies indicate that having a little extra weight as you age can help…
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Guaranteed Term Life Insurance

Protection Plus Term Life Insurance [No Health Questions & No Exam]

Protection Plus is temporarily NOT AVAILABLE. I will update this post as soon as you can purchase Protection Plus again. We have another policy that is easy to qualify for called Value 20. Value 20 is a Term Life policy with only 3 questions to qualify. To learn more about Value 20 and apply online,…
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living trusts

Living Trusts – The Next Step to Protect Your Children with Life Insurance

You bought life insurance to protect your children, but you are not finished yet. Probate courts will not issue large life insurance checks to minors. So where does that money go until your children become adults? How will their guardian afford to care for them? A living trust solves these problems. Plus, they’re easy to…
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life insurance for dermatitis patients

Finding Affordable Life Insurance with Dermatitis

​For most forms of dermatitis, finding life insurance isn’t a big deal. The insurance companies make a note of it and move on. For some types of dermatitis, it can crush your chances of getting into a good health class. While most people won’t have problems finding affordable life insurance with dermatitis, it’s important to…
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Life insurance for a 59 year old

Astounding Tips for Finding Low Cost Life Insurance for a 59 Year Old

​Getting life insurance ​for a 59 year old doesn’t have to be a hassle. There are several shortcuts you can take to save yourself both time and money. The most important part is not putting it off for another year or two. That little delay can quickly add up in premiums. Try to lock-in the…
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life insurance with hearing loss

How to Get Low Cost Life Insurance with a Hearing Impairment or Deafness

​Hearing impairment and deafness affect 37.5 million Americans. The National Institute on Deafness and Other Communication Disorders (NIDCD) ​reports that as many as 15% of American adults over age 18 have some form of hearing impairment. Getting life insurance with a hearing impairment or deafness will entirely depend on the cause of the hearing loss.…
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term life insurance rates age 64

Life Insurance Rates at Age 64 (How to Get the Good Ones)

​Life insurance rates at age 64 surprise many people in their affordability. Although admittedly this depends on your health. There are also several options on types of life insurance to meet the needs of different family situations. ​How to Save Money on Life Insurance Rates at Age 64 ​These are easy ways that any 64…
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Low Cost Life Insurance with Atrial Fibrillation

Getting Inexpensive Life Insurance with Atrial Fibrillation (Here’s How)

​Easily getting affordable life insurance with atrial fibrillation can ​be extremely easy​. Although in cases where the AFib is indicative of an underlying medical condition, that’s a different story. It’s one of those conditions which depend more on what your medical records say than the diagnosis itself. ​The most important thing to remember when shopping…
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