Chris Abrams, Author at Abrams Insurance Solutions

All Posts By Chris Abrams

I'm a life insurance and financial planning specialist. My goal is to help my clients build wealth and save time and money when shopping for insurance. Learn strategies to build wealth with less risk, taxes and fees. Read our client reviews to learn what it is like to work with us. My team is licensed in all 50 states and represents over 70 insurance companies. If you have been declined for coverage, have a special need or have questions; contact us. We have creative solutions for almost every situation.

difference between workers comp and disbaility insurance

Workers’ Compensation vs. Disability Insurance: Key Benefits & Differences

This article will cover workers’ compensation vs. disability insurance. Most importantly, we’ll dive into what different types of coverage mean for your long-term financial security. Plus, you’ll get directions to more detailed resources if you decide that you would sleep better with coverage beyond what you have now. Let’s get started. Quick Summary The key…

Reviewed: Great Western Insurance Guaranteed Issue Life Insurance

Great Western Insurance offers only final expense style insurance policies. Some of these are guaranteed issue life insurance policies with no medical questions or exams. One policy only asks a handful of medical questions. Great Western also offers pre-need insurance plans. We will touch on the difference between what that is and more traditional life…

Gerber Life guaranteed issue life insurance policy

Reviewed: Gerber Guaranteed Issue Life Insurance

We will examine Gerber guaranteed issue life insurance – the benefits, qualifications, and details in the fine print. Guaranteed life insurance products offer peace of mind to someone who might otherwise be uninsurable due to medical conditions, health history, and other hurdles in the application process. Companies offer this type of guaranteed acceptance policy so…

AIG guaranteed issue whole life insurance review

Reviewed: AIG GIWL (Guaranteed Issue Whole Life) Insurance

We’re reviewing the Guaranteed Issue Whole Life insurance product from American General Life Insurance Company, aka AIG. We’ll cover the benefit amounts, waiting period, guaranteed issue policy type, riders, and underwriting turnaround time. For an in-depth understanding of exactly how guaranteed issue policies work, as well as their pros and cons, click here. Quick Summary…

$2 million dollar life insurance no exam

2 Million Dollar Life Insurance Policy Options – No Exam Needed

You can get a 2 million dollar life insurance policy and skip the medical exam. We’re showcasing two companies that can make an underwriting decision either instantly or within 2 days. It’s about the fastest high-limit life insurance you can get. That way, you can get your life insurance out of the way and get…

Supplemental Life Insurance vs. AD&D – Which is Better?

We covered a lot of ground in our main article on accidental death insurance versus life insurance. Reading that will give you the basics. Here we’ll compare supplemental life insurance vs. AD&D. These are slightly different in that we’re assuming you already have a life insurance policy. We will examine getting supplemental policies on top…

what is voluntary accidental death and dismemberment

What is Voluntary AD&D (Accidental Death & Dismemberment)?

This article covers what a voluntary AD&D policy is, how it’s different from traditional accidental death insurance, subtypes of policies, differences vs workers comp, pros & cons, and, finally, whether or not it’s a good idea. For a comprehensive article on traditional accidental death and dismemberment insurance, click here. Okay, let’s go. Quick Summary Employers…

Fastest Life Insurance Options – 3 Types

We rarely have to wait 6 to 8 weeks for anything anymore. Normally, life insurance is one of those rarities. But now, the fastest life insurance can be completed in minutes. These types of life insurance have varying benefits, amounts, and requirements. The one thing they all have in common is that they do not…

Assurity Accidental Death Insurance Plus Review

We’re reviewing Assurity Life Insurance Company’s newest accidental death policy – Accidental Death Insurance Plus. Here’s the thing we love about this. The application can be completed 100% online and you don’t need to talk to an agent (unless you want to). Sometimes it seems like the barriers to getting things done (like getting your…

Whole Life Insurance Definitive Guide for 2025

By the end of this article, you will have a strong foundation for a complete understanding of whole life insurance, including: Because it’s a broad topic, and there’s a lot to cover, there are links to expanded posts for several subcategories. If you have any questions along the way, give us a call at (858)…