Life Insurance Tips

why use independent life insurance agent

6 Advantages of Using an Independent Life Insurance Agent

What makes an independent life insurance agent different than a company agent? Easy. One matches their products to their clients. The other needs to match their customers to the select products they have available. So which one offers you the better deal? Always ask yourself this one very important question before you choose a life.. Read More →

questionnaire for life insurance underwriting

Life Insurance Underwriting Questions

Do you want to save money on your life insurance?   Then take the time to complete this short questionnaire.     What you need to know: This information is private and will not be shared with any insurance companies. The only purpose of providing this information is so we can review with our underwriting.. Read More →

save time and money on life insurance

10 Ways We Save You Time and Money When Shopping for Life Insurance

You will not find a lower price for the same insurance policy.   Insurance rates are set by the insurance company and you will not find a lower price anywhere on the web or from any other agent.  We will shop the leading insurance companies for you and bring you the lowest rates for your.. Read More →

life insurance medical exam preparation

How to Prepare for a Life Insurance Medical Exam

All traditional life insurance policies, whether it be a term or a permanent policy such as Indexed Universal Life or Whole Life require that you take a medical exam. If you prefer a life insurance policy without a medical exam, call us at 888-905-0333 and we can help you shop the no exam life insurance.. Read More →

how to save money when buying life insurance

How to Save Money on Life Insurance

Saving money is important for everyone, and this also applies to life insurance. Many people are of the opinion that most life insurance companies will charge just about the same for a policy, but this isn’t the case. There is an abundance of ways you can save money when buying life insurance. Even a few.. Read More →

Student loan life insurance

Why College Students Seriously Need To Consider Buying Life Insurance

If your parent is co-signing big student loans for you, remind them to consider buying a life insurance policy while they are at it. According to the U.S. Almanac of Higher Education there are on average 20 million students who attend college each year. Of these student there are 12 million students who will borrow.. Read More →

life insurance savings

Top 10 Tips To Save Money When Buying Arizona Life Insurance

We’ve put together 10 great tips to show how you can save money when you need to protect your family with an affordable life insurance policy. There are so many companies with different policies, you have a broad range of choices so you can select the perfect policy to give you the life insurance protection.. Read More →

Should I Buy Decreasing Term Insurance (Mortgage Protection Insurance)?

Should I Buy Mortgage Life Insurance? We have been receiving many calls lately asking about mortgage protection insurance, otherwise known as decreasing term insurance or mortgage life insurance.  The concept sounds logical; the death benefit equals the amount of the mortgage and decreases over time as your mortgage balance is paid down.  Shortly after closing.. Read More →

When and how to use a Term Conversion

How to Convert Your Term Life Insurance Policy at the End of Term What is term life insurance? Term life insurance provides death benefit protection for a certain time period – usually 10, 15, 20, 25 or 30 years.  The amount of term insurance can vary greatly from $100,000 of coverage to several million dollars.. Read More →