No Exam Life Insurance

EMA Value 20 Term Life Insurance Accepts Often-Declined Medical Conditions

The EMA Value 20 membership plan includes: Value 20 Life Features: Where Is Value 20 Life Available? Value 20 Life will cover residents in 48 states. The only two states where this plan is not approved are Washington (WA) and North Carolina (NC). Three Qualifying Questions  As long as you’re 18 years old, you can…
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Assurity Life Insurance – In-Depth Review of the New Online Term Policy

For an easy term policy, Assurity Life Insurance company is one of our favorites because it’s super fast (potentially under 30 minutes) to get a policy in place, it’s all online, and it offers a bunch of customization options.  We’re deep diving into a review of the nitty gritty policy provision. If you want to…
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Assurity 3-in-1 insurance review

Assurity StartSmart 3-in-1 Insurance Bundle – Save Time & Money

Assurity Life Insurance Company came out with a new product that’s making the insurance industry a whole lot more convenient for people to navigate, Assurity StartSmart.  It’s approved in most states, although a few states have limitations on critical illness and disability policies.  Quick Summary Assurity has a new, no-exam, near-instant underwriting combo policy. It…
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great western guaranteed life insurance

Reviewed: Great Western Insurance Guaranteed Issue Life Insurance

Great Western Insurance offers only final expense style insurance policies. Some of these are guaranteed issue life insurance policies with no medical questions or exams. One policy only asks a handful of medical questions.  Great Western also offers pre-need insurance plans. We will touch on the difference between what that is and more traditional life…
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Gerber Life guaranteed issue life insurance policy

Reviewed: Gerber Guaranteed Issue Life Insurance

We will examine Gerber guaranteed issue life insurance – the benefits, qualifications, and details in the fine print.  Guaranteed life insurance products offer peace of mind to someone who might otherwise be uninsurable due to medical conditions, health history, and other hurdles in the application process. Companies offer this type of guaranteed acceptance policy so…
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AIG guaranteed issue whole life insurance review

Reviewed: AIG GIWL (Guaranteed Issue Whole Life) Insurance

We’re reviewing the Guaranteed Issue Whole Life insurance product from American General Life Insurance Company, aka AIG. We’ll cover the benefit amounts, waiting period, guaranteed issue policy type, riders, and underwriting turnaround time.  For an in-depth understanding of exactly how guaranteed issue policies work, as well as their pros and cons, click here. Quick Summary…
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$2 million dollar life insurance no exam

2 Million Dollar Life Insurance Policy Options – No Exam Needed

You can get a 2 million dollar life insurance policy and skip the medical exam. We’re showcasing two companies that can make an underwriting decision either instantly or within 2 days.  It’s about the fastest high-limit life insurance you can get. That way, you can get your life insurance out of the way and get…
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fastest life insurance

Fastest Life Insurance Options – 3 Types

We rarely have to wait 6 to 8 weeks for anything anymore. Normally, life insurance is one of those rarities. But now, the fastest life insurance can be completed in minutes. These types of life insurance have varying benefits, amounts and requirements. The one thing they all have in common is they do not require…
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Guarantee Trust Life Review – The Heritage Plan

In this article, we’re reviewing the Heritage Plan from family-owned Guarantee Trust Life Insurance. The Heritage Plan has few qualifying restrictions, making approval a breeze. Plus, you won’t need to take a medical exam.  Quick Summary Guarantee Trust Life (GTL) offers this competitive life insurance policy. While the benefits are on the lower end, there…
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prosperity life insurance company

Prosperity Life Offers 2 New No-Exam Policies – A Review

Rather than your standard insurance choices, the industry is beginning to inch in a direction that offers unique policies to reflect a variety of needs. Prosperity Life Insurance offers two such exceptional life insurance policies. Company Overview Prosperity Life Insurance is a group of life insurance companies including SBLI, S.USA, and Shenandoah Life Insurance Company.…
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