Compare Health Insurance Plans with Free Quotes
Abrams Insurance has partnered with eHealthInsurance to offer health insurance to clients around the country. Since 1997, eHealthInsurance has helped 4 million+ people navigate the always changing health insurance landscape.
At Abrams Insurance Insurance Solutions, we are experts at life insurance, disability insurance, long term care insurance and financial planning.
Health insurance has become quite complicated since each of the 50 states offers a unique selection of health insurance plans. To make things easier for our clients, we want to provide one place where you can go and shop rates from the leading health insurance companies in your state. That is why we are working with eHealthInsurance.
There are many options available for health insurance coverage and knowing and understanding all of your options can help lower your health insurance costs. Covered California plans and Heathcare.gov plans are now available. These plans will provide coverage if you were previously declined. You may qualify for premium subsidies to make coverage more affordable.
Compare rates from the leading health insurance companies online. Find out if you qualify for a subsidy. Avoid penalties by getting covered today. Visit eHealthInsurance.com to find out which plan will be the best and lowest cost for your family.
Health insurance plans can vary greatly, and the coverage you need will depend on your health and specific wants and needs. Knowing the different types of coverage, what the insurance pays, and what the deductibles are is the most important step to saving on your health insurance. You may even qualify for health insurance coverage outside of open enrollment. Find out if your qualifying event will allow you to enroll for health insurance today.
4 Easy Ways to Save Money on your Health Insurance
If you’re like most people then you may often worry about the rising cost of health insurance. Here a few quick and easy tips that can save you hundreds, if not thousands, of dollars on your health insurance premiums.
Find out if you qualify for a Covered California subsidy. The Patient Protection and Affordable Care Act (Affordable Care Act) is the federal law that provides affordable health insurance to more Americans. It is also known as Obamacare or ACA. eHealthInsurance can help you determine if you qualify for a premium subsidy or tax credit for your coverage. This law provides increased benefits and requires that all Americans have health insurance or face a penalty.
Increase your deductible. This is one of the quickest ways to lower your premiums. The cost difference between a $500 deductible and a $5,000 deductible would amount to a significant savings each month.
Work with an agent or broker. Agents have the ability to get you quotes from multiple insurance companies and can help you compare the benefits of each plan for cost. Best of all working with a health insurance agent will cost you nothing and having an expert on your side can save you money.
Consider a High Deductible Health Plan (HDHP) and Health Savings Account (HSA). HDHP’s typically have lower premiums and higher deductibles than traditional health plans. Once the deductible is met, there is typically no additional out of pocket expense during that calendar year, and the deductible is waived altogether for preventive care.
Enrollment in a qualified HDHP is required in order to open an HSA, which is a tax-advantaged medical savings account. The funds contributed to an HSA are not subject to federal income tax at the time of deposit or upon withdrawal when used for qualified medical expenses. The funds earn interest and roll over and accumulate year to year if not spent.
Health Insurance Plans for Everyone
eHealthInsurance will provide quotes and coverage for:
- Individual and Family
- Small Business
- Short Term
- Affordable Health Insurance. Compare the leading carriers side-by-side.
There are several products to enhance your health insurance plan, or purchase in place of major medical health insurance. Select coverage below to get instant quotes online.
Supplemental Health Insurance Options
In addition to health insurance, many consumers are opting for protection from some of the most prevalent medical conditions. These include:
- Heart Attack
Critical Illness insurance provides a lump sum payment if you are ever diagnosed with one of these illnesses. This is money that can provide some financial relief for home health care, experimental treatments or even a bucket list trip around the world.
Like all insurance, get this while you are young and healthy. You have to qualify (health-wise) for it and the cost increases as you age.