Health & Protection Insurance

Protect yourself and your loved ones with essential health and protection insurance plans. From health insurance and long-term care coverage to disability and critical illness protection, these policies safeguard your financial future against unexpected medical costs, lost income, and accidents.

Learn how to choose the right coverage, compare policy options, and secure peace of mind with the best health and protection insurance solutions.

➡ Explore expert insights on accident insurance, long-term care, disability protection, and more.

New to Health & Protection Insurance? Read this first.

Best Ways to Find Affordable Health Insurance

Affordable health insurance takes some legwork. But it’s within reach and even fairly fast if you get your priorities straight and ask for help. We will cover all the basics, terminology, and strategies for finding the right health coverage at the lowest possible price.  If you want to get help from a knowledgeable insurance advisor,…
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Travel Insurance for Foreigners in the USA – International Major Medical

Travel insurance for foreigners in the USA can keep the trip full of excitement and opportunities rather than stress and uncertainty. It is a critical aspect of international travel that is often overlooked. Financial security and access to healthcare in the event of an emergency protect peace of mind and your assets in one of…
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The Best International Travel Health Insurance for US Citizens

International travel health insurance can bring enormous peace of mind when traveling to a foreign country. Knowing that you’ll be taken care of in your destination country through international health insurance means that you won’t need to budget for unexpected medical costs like an emergency room visit or handle an emergency evacuation by yourself.  In…
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Kidnapping Insurance – Ransom, Extortion for Individuals and Business

Kidnapping insurance (also called kidnap and ransom insurance, K&R insurance, or KR&E coverage) protects people from what can be a very expensive (on top of horrifying) ordeal of kidnapping, extortion, detention, and/or hijacking. In most cases, the insurance reimburses the ransom costs rather than paying them upfront. This article will explore the variations of kidnapping…
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Assurity Accident Insurance: Cash for Accidental Injuries

Accidents happen. Insuring against them with a plan like Assurity Accident Insurance helps ease unexpected medical expenses, especially for families with active children. This article dives into the details of Assurity’s new accident policy, including coverage options, benefits, and real-life applications. What is Accident Insurance? Accident insurance layers over your health insurance to cover what…
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EMA Critical Care Max 2.0 – Is This Critical Illness Insurance Worth It?

Today, let’s take a look at the EMA Critical Care Max 2.0 insurance. It’s a type of critical illness insurance that pays a benefit upon diagnosis of specific illnesses, namely the big, scary, and potentially expensive ones. EMA Critical Care 2.0 Max Overview  EMA Critical Care 2.0 Max provides critical illness insurance. That means it…
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EMA AcciProtect AD&D (Accidental Death & Dismemberment) Review

Today, we’re going to review the EMA AcciProtect AD&D insurance. It’s an accidental death and dismemberment policy. It’ll pay your beneficiaries if you die resulting from an accident. Or it’ll pay you some or all of the benefits if you lose specific limbs or senses. It’s an extra policy that you can get through EMA…
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Assurity 3-in-1 insurance review

Assurity StartSmart 3-in-1 Insurance Bundle – Save Time & Money

Assurity Life Insurance Company came out with a new product that’s making the insurance industry a whole lot more convenient for people to navigate, Assurity StartSmart.  It’s approved in most states, although a few states have limitations on critical illness and disability policies.  Quick Summary Assurity has a new, no-exam, near-instant underwriting combo policy. It…
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assurity short term DI

Assurity Short Term Disability Insurance – New Policy Review

We will review the new Assurity short-term disability policy, including all of the mechanics, special features, and good-to-know quirks. With 1 in 20 people experiencing a short-term disability this year, considering how to keep the bills paid is time well spent.  The exciting part about this new policy is that it provides coverage for gig…
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Lloyd’s of London High Limit Accident Insurance Review

This review covers high-limit accident insurance from Lloyd’s of London. We will dive into the details of coverage options for exceptional situations, pros & cons, the financial strength of the insurer, and what makes this policy different from traditional life insurance. For more generalized information on accidental death and dismemberment policies, read this article. Quick…
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difference between workers comp and disbaility insurance

Workers’ Compensation vs. Disability Insurance: Key Benefits & Differences

This article will cover workers’ compensation vs. disability insurance.  Most importantly, we’ll dive into what different types of coverage mean for your long-term financial security. Plus, you’ll get directions to more detailed resources if you decide that you would sleep better with coverage beyond what you have now.  Let’s get started.  Quick Summary The key…
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