Health & Protection Insurance Archives

Health & Protection Insurance

Protect yourself and your loved ones with essential health and protection insurance plans. From health insurance and long-term care coverage to disability and critical illness protection, these policies safeguard your financial future against unexpected medical costs, lost income, and accidents.

Learn how to choose the right coverage, compare policy options, and secure peace of mind with the best health and protection insurance solutions.

➡ Explore expert insights on accident insurance, long-term care, disability protection, and more.

New to Health & Protection Insurance? Read this first.

Best Ways to Find Affordable Health Insurance

Affordable health insurance takes some legwork. But it’s within reach and even fairly fast if you get your priorities straight and ask for help. We will cover all the basics, terminology, and strategies for finding the right health coverage at the lowest possible price. If you want to get help from a knowledgeable insurance advisor,…

Supplemental Life Insurance vs. AD&D – Which is Better?

We covered a lot of ground in our main article on accidental death insurance versus life insurance. Reading that will give you the basics. Here we’ll compare supplemental life insurance vs. AD&D. These are slightly different in that we’re assuming you already have a life insurance policy. We will examine getting supplemental policies on top…

what is voluntary accidental death and dismemberment

What is Voluntary AD&D (Accidental Death & Dismemberment)?

This article covers what a voluntary AD&D policy is, how it’s different from traditional accidental death insurance, subtypes of policies, differences vs workers comp, pros & cons, and, finally, whether or not it’s a good idea. For a comprehensive article on traditional accidental death and dismemberment insurance, click here. Okay, let’s go. Quick Summary Employers…

Assurity Accidental Death Insurance Plus Review

We’re reviewing Assurity Life Insurance Company’s newest accidental death policy – Accidental Death Insurance Plus. Here’s the thing we love about this. The application can be completed 100% online and you don’t need to talk to an agent (unless you want to). Sometimes it seems like the barriers to getting things done (like getting your…

assurity acci-flex accidental death review

Acci-Flex Accidental Death Review – Assurity

We’re going to cover the Acci-Flex Accidental Death Insurance policy from Assurity Life Insurance Company. In our continuing effort to keep up-to-date accidental death policy reviews, this is slowly being replaced by the new Accidental Death Insurance Plus policy, which will be able to accept applications through Assurity’s website. This policy is still available in…

Disability Insurance for Self-Employed People (Definitive Guide)

Disability insurance for self-employed people offers protection if someone becomes unable to work. Rather than rely on government programs, you can get benefits that make more sense for your standard of living and get them faster. The biggest misconception is what people think of as a disability. Since it’s not immediately apparent when someone has…

Exceptionally High-Limit Guaranteed Issue Disability Insurance for Groups

In this article, we’re going to cover the best way to get a high-limit guaranteed issue disability insurance plan set up for a group. That group could be a small business, executives at a large corporation, partners at a firm, or a group of specialty doctors at a clinic. The handy thing about these plans…

What Does Long Term Care Insurance Cover?

Long term care insurance is a complicated product both because it’s new and because it’s designed to supplement other ways of paying for long term care. While most policies all have similar coverage conditions, double check your policy, so you don’t get surprised a decade or two later. Quotes vary widely depending on several factors,…

What is Long Term Care? (How to Protect Your Nest Egg From Old Age)

Why should you consider long term care insurance? What are your options to pay for this? What does long term care even cover? If you have questions at any point during this article, use the box at the top of this page, leave them in the comments or give us a call at (858) 703-6178.…

special enrollment for CA health insurance

California Health Insurance Special Enrollment-35 Qualifying Events

In California, we have California health insurance special enrollment options available for all residents. Open enrollment is standard for any individual who is applying for health insurance. It usually begins in November for health insurance coverage so that the coverage will start in January. However, situations can change which affects your health insurance coverage outside…

Group Business Insurance

Insurance is one of the least exciting things about starting a business. Even though we’re biased as a small business that helps match people with the coverage they need, we understand that most business owners aren’t looking forward to figuring out what’s right for their business. If you have any questions, give us a call…