return of premium life insurance

The Ultimate Analysis of Return of Premium Life Insurance

Return of premium life insurance sounds like a win-win. If you die, your family gets your death benefit. If you live, you get your money back.  As with most decisions involving money, you need to dig deeper to get to the truth of the matter. Quick aside. You will find many articles and posts either promoting.. Read More →

genetic testing and life insurance

Genetic Testing and Life Insurance (Everything You Need to Know)

There have recently been some big headlines about people who were denied life insurance coverage because of their genetic testing results. Which leads to a lot of questions about discrimination in genetic testing and life insurance. This is because some (but not all) life insurance companies are specifically asking people whether they have been genetically.. Read More →

declined for life insurance

Declined for Life Insurance? – You Have Options

Have you been declined for life insurance before? Do you worry that a company might deny you coverage in the future for a pre-existing condition? Many Americans have a serious medical condition, a severe mental disorder, or are permanently disabled. Others have a family history of illness or work in dangerous occupations. Underwriters often decline.. Read More →

life insurance with iron deficiency anemia

Find Low Price Life Insurance with Iron Deficiency Anemia

The cost of buying life insurance with iron deficiency anemia will vary from person to person. In some instances, people with iron deficiency anemia will be able to get a good rating and low premiums. Others may have difficulty finding a standard life insurance policy and may have to seek alternative forms of life insurance… Read More →

multiple sclerosis life insurance

Tricks for Finding Great Multiple Sclerosis Life Insurance

When I tell someone I can find them affordable life insurance for multiple sclerosis, skepticism is always the first reaction. Rightly so when it can be difficult to find affordable health insurance and nearly impossible to find disability insurance. Yet multiple sclerosis life insurance is different. Some companies make it hard on you, but with.. Read More →

life insurance for a 33 year old

Life Insurance for a 33 Year Old–Tips to Find the Best Rates

The good news you’re still young. The bad news is those weird pains that happen as you age have probably started. But since those do not have any affect on life insurance, your rates can be nearly as low as what you would get in your 20s. Life insurance for a 33 year old is.. Read More →

sleep apnea life insurance

The Search for Affordable Sleep Apnea Life Insurance

The good news is that many people can find affordable sleep apnea life insurance. 1 in 15 people or 18 million Americans have this sleep disorder. However, sleep apnea can be a potentially serious condition. It is also associated with other physical conditions or lifestyle behaviors. These, in turn, can impact how life insurance companies.. Read More →

universal life insurance no medical exam policy

How Great is a Universal Life Insurance No Medical Exam Policy?

We want to let you in a on a secret. One of the best insurance companies in the business is offering a universal life insurance no medical exam policy. Meaning you can get coverage for your entire life without bothering with a medical exam. No hassle. No fuss. No higher rates on renewal of a.. Read More →

whole life insurance no medical exam approval

One of the Best Whole Life Insurance No Medical Exam Policies

Did you know that you can buy a whole life insurance no medical exam life policy at very affordable rates? If you are between ages 15 to 65 years of age you might want to consider Sagicor’s simplified issue policy which does not require a medical exam. If you are in mostly good health, it’s.. Read More →