Whether you are trying to find low priced life insurance for 45 year olds or some other life insurance solution then we have what you’re looking for.
Although life insurance does become more expensive to buy as you age, there are still some excellent deals to be found.
Check out our sample quotes below for both males and females who are 45 years old.
Sample Term Life Insurance Quotes for 45 Year Olds
The quotes you see below are for both males and females and for those who have only minor health problems.
If you do have other more significant health problems, or if you smoke or use electronic cigarettes, or even if you smoke marijuana, there are still affordable policies that the independent agents here at Abrams Insurance Solutions can find for you that will suit your budget.
The reason that we can find an affordable policy for you is due to the simple fact that we are independent agents and have access to over 70 of the best life insurance companies on the market.
We can perform your comparison shopping for you and find a policy that tailor-fits to your individual needs.
Term Life Insurance – 45 Year Old Male rated as “Preferred-Non Tobacco” health class rating which means minor health issues
Monthly Rates for Term Life Insurance – Male
|10 Year Term||$12.88||$21.53||$37.10||$64.30|
|20 year Term||$19.16||$34.78||$62.40||$115.10|
|30 Year Term||$31.41||$57.42||$107.50||$201.20|
Term Life Insurance – 45 Year Old Female rated as “Preferred-Non Tobacco” health class rating which means minor health issues
Monthly Rates for Term Life Insurance – Female
|10 Year Term||$12.01||$19.40||$32.90||$56.80|
|20 year Term||$15.65||$27.56||$48.05||$87.20|
|30 Year Term||$22.75||$42.88||$78.00||$145.60|
(Life Insurance Calculator) – To compare rates from the nation’s leading life insurance companies for your exact age – please use the Instant Life Insurance Quote calculator to the right.
If you want to get an idea of how much life insurance you need, please use our life insurance needs calculator which will help you determine the right amount for your unique situation.
Need Life Insurance Fast Without An Exam
We are pleased to offer life insurance without an exam and an online application. You can have a policy in 15 minutes. If speed and convenience are you priority, then use our online life insurance application and get covered today.
Permanent Life Insurance for 45 Year Olds
Although term insurance is the most economical type of policy that is available, it might not be the best fit for your situation. You might be better advised to consider a “Permanent Life Insurance” policy such as Universal Life, Indexed Universal Life, or Whole Life.
The difference between term and permanent insurance is that permanent insurance does not just provide death benefits but also comes with a cash value accumulation feature. Permanent insurance policies provide a variety of tax benefits which can be especially valuable if you are earning a high income and live in a state with high taxes.
A permanent life insurance life insurance not only protects your money from taxes but can also help protect your retirement savings from stock market risk.
To learn more about these benefits of life insurance, we have a free book that you can download from our website.
Finding Low Priced Insurance Quotes for 45 Year Olds
Whether you are in excellent health or have health issues, then call us at Abrams Insurance Solutions for extraordinary knowledge, dependable advice and genuine service. We work for you and not the insurance companies.
If you are 45, start protecting your family today and compare life insurance rates from the nation’s leading companies instantly with our Instant Life Insurance Quote calculator on this page. Call us at 858-703-6178 or email us today to get started.