Health Conditions Archives

Health Conditions

Getting life insurance with a pre-existing health condition can be challenging, but the right policy is still within reach. Whether you have diabetes, heart disease, cancer history, or other medical conditions, insurers offer coverage tailored to your needs.

Learn how different health conditions impact life insurance rates, the best policy options, and how to improve your chances of approval.

➡ Explore expert insights on life insurance approvals, underwriting guidelines, and the best policies for various health conditions.

New to Health Conditions? Read this first.

life insurance for pre existing conditions

How to Get Approved for Life Insurance with Pre-existing Medical Conditions

How an Expert Can Help Get You Approved Getting life insurance for pre-existing medical conditions is only slightly more effort than getting approved for life insurance without pre-existing conditions. Having a past or current health condition in your medical record often doesn’t even result in a decline as a result of advances in medical technology.…

How Does COPD Impact Your Life Insurance Rating?

If you are wondering how COPD impacts your life insurance rating, then you’ve come to the right place. We know how difficult it is to find affordable life insurance with COPD, and we can explain how people who have this condition are rated by insurers. Yes, it is possible to buy life insurance with COPD.…

save money on life insurance with depression

Low Cost Life Insurance with Depression

Searching for low-cost life insurance with depression? You can find affordable life insurance with depression by using our services. Contact us with the details of your situation and we will get to work. How a life insurance company will rate you depends on a variety of factors and how the insurer assesses you. In many…

Life Insurance Approval with Hemochromatosis

It is possible to find affordable life insurance if you have been diagnosed with Hemochromatosis. Quick Tip: Contact us at 858-703-6178 with the specifics of your condition. We have an underwriting advisor on staff who will guide you to the life insurance company that will offer the lowest life insurance rates for your unique circumstances.…

Find Affordable Life Insurance with Inflammatory Bowel Disease

It is possible to find affordable life insurance with inflammatory bowel disease, such as Crohn’s Disease, Ulcerative Colitis, or Irritable Bowel Syndrome. How you will be rated will depend on a variety of factors when you are medically examined for a policy. The good news is that in many instances you can be approved for…

Abnormal EKG and life insurance approval

How to Find Life Insurance Approval with an Abnormal EKG

Do you have an abnormal EKG or ECG and need life insurance? We are experts at getting clients approved for life insurance with heart conditions at the lowest available rates. Read on to learn more about our process to save you money on your insurance or contact us to discuss your situation. There are a…

How to Find Affordable Life Insurance Approval with Asthma

In this article, we’re going to cover how to get the best life insurance with asthma at the lowest rates. You’ll learn how insurance companies define asthma, how it affects your life insurance rating, the questions underwriters will ask you, typical rates, and the best and worst-case scenarios. If you have questions at any point,…

How to Get Affordable Life Insurance If You Smoke Electronic Cigarettes

Many tobacco smokers are now turning to electronic cigarettes to help break the habit or simply to use these products as a more socially acceptable alternative. The biggest question that many users have is whether they can still find affordable life insurance if they are using e-cigarettes. How Life Insurance Companies View E-Cigarettes Electronic cigarettes…

How Does Marijuana Use Affect Life Insurance?

Use marijuana and need life insurance? Since 2009 we have been helping clients get approved for life insurance who use marijuana. Whether you smoke, vape, or ingest it, contact us today for confidential help. If you work with the wrong insurance agent, you may be declined for coverage or pay smoker rates. We will walk…

Life Insurance for Smoker

We know it can be difficult for tobacco users to get affordable life insurance rates. But it is a reality that 21.1% of women and 24.8% of men smoke. So what can a smoker do to make sure they get the lowest life insurance rate possible? We’ve answered some common questions for you here. Why are…