10 Ways We Save You Time and Money When Shopping for Life Insurance

      1. You will not find a lower price for the same insurance policy.  

        Insurance rates are set by the insurance company and you will not find a lower price anywhere on the web or from any other agent.  We will shop the leading insurance companies for you and bring you the lowest rates for your policy.  This will save you lots of time, frustration and money on your life policy.

      2. We are independent life insurance advisors and do the shopping for you.

        That means that we have the ability to shop over 40 of the leading A or A+ life insurance companies on your behalf.   Every insurance company charges different rates based on your age, health, amount of coverage and duration of coverage.  We will shop every company to bring you the lowest rate for your unique circumstances.   

      3. Don’t take our word for it. See what our clients are saying.

        We always invite our clients to leave reviews of their experience working with us.  Check out our client review page, LinkedIn or Yelp.

      4. We are not captive agents.

        A captive agent represents only 1 insurance company and can only sell that one company.  These companies, such as State Farm, normally charge higher rates for their insurance policies.  Even with a multi-policy discount, their rates are usually higher than going with an independent agent.  They do not have the ability to comparison shop for the lowest rate like we do.

      5. We are not a call center and have no quotas.

        No pressure or gimmicks to force you to buy.  Instead you get unbiased advice to help you get approved for the protection you want at the lowest price. When you work with our company, you will work with an individual that built a business based on customer service.  This is not a one-time sale for us.  We want to earn your business and become a trusted advisor on your team for life.

      6. Your personal information is safe, secure and never shared.

        When you enter your information on many other websites, that lead is sold to 5 or more insurance agents.  I have heard horror stories of people being called and harassed by several agents for days on end that bought their contact information.

        Abramsinc.com is the sole property of Abrams Insurance Solutions and we will never sell or share your contact information.  We will call you to see if we can answer any questions or provide help for you.  If you are not interested in our services, please let us know and you will not be bothered again.

      7. We can get you approved for life insurance when other agents cannot.

        We have had several clients contact us when their agent could not get them approved for coverage.  With our knowledge of underwriting and large selection of insurance companies – there is no one that we have not been able to get approved for coverage.  Don’t give up!  Give us a call and we will go to work for you. Check out this option.  No health or life-style questions asked.

      8. Do you already have a policy and want to make sure it is the best option?

        Contact us for a no obligation and no cost review of your current life insurance policy to make sure it is the best option for you.  We have saved some of our clients $1,000’s of dollars per year on their coverage.  They simply had the wrong policy or wrong company for their situation and were paying too much.  Worst case is you will have peace of mind knowing that you have the right policy and are not paying too much for your insurance.

      9. Are you a do-it-yourself-er or dislike insurance agents?

        Don’t worry, we won’t take offense, but we will still make sure you get the right policy at the lowest rate behind the scenes.  Go ahead and check current rates on the INSTANT QUOTES form on this page. We can then email you a link to complete the application online.  Not every company allows this, but many do.

        If you have any major health issues or unique lifestyle choices, we may have to have a short chat to make sure we point you in the right direction for your policy.  We are friendly and we are on your team…give us a call or send an email and take life insurance off your to-do list today.

      10. Looking for a way to improve your 401(k)?

        Life insurance can do much more than provide peace of mind for you.  A 401(k) is a tax time bomb along with exposing your hard earned money to the volatility of the stock market.  A properly structured life insurance policy can provide tax-free cash flow, good rates of return without the market risk, lower fees and no penalties to access your money.  However, you have to work with a knowledgeable advisor who knows how to structure these policies to maximize the benefits for you.

        We use this strategy for our own retirement and are experts at using life insurance to build wealth without market risk and taxes.  If you are saving money for the future, you should know about this option.  Contact us for a thorough lesson on this strategy that Wall Street doesn’t want you to know about.